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3192 SE Fairway W, Stuart, FL, 34997

3beds
4baths
3,695sqft
$2,595,000
$702price/sqft
$19,513/moest. monthly cost
$780,520/yrincome needed

About This Home

Live the ultimate Florida lifestyle with golf in the morning and boating in the afternoon, located just minutes to the Stuart Sandbar, St Lucie Inlet and all the entertainment of the Salerno Pocket. This spacious 3-bedroom, 3.5-bath plus office home offers an open kitchen with the security of full impact windows and a standing seam metal roof. The spacious layout includes a separate living/dining room and family room that also boasts a split en suite bathrooms for each bedroom and large open kitchen with volume ceilings. Enjoy entertaining in your outdoor kitchen overlooking the pool and hot tub, leading to your private dock with a 13,000 lb. lift in this beautifully updated home. Don't miss this rare waterfront opportunity located in the prestigious gated community of the Stuart Yacht and Country Club. Just minutes to all the food and entertainment Stuart has to offer. Schedule an appointment today!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
5/10
Martin County High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1975

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Gas Range,Microwave,Refrigerator
  • Laundry features: Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Dual Sinks,Entrance Foyer,Eat-in Kitchen,Kitchen Island,Living/Dining Room,Walk-In Closet(s)
  • Window features: Plantation Shutters

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,241
  • Total interior livable area: 3,695 sqft

Property

Details

  • Parcel number: 373841011000005400
  • Zoning description: RES
  • Special condition: Listed As-Is

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Community,Pool/Spa Combo
  • Patio & porch: Covered,Open,Patio
  • Exterior features: Sprinkler/Irrigation,Outdoor Grill,Outdoor Kitchen,Patio
  • Has spa: Yes
  • Spa features: In Ground
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access,Ocean Access,Seawall,Boat Ramp/Lift Access

Lot

  • Lot size: 0.29 Acres
  • Features: Sprinklers Automatic

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Coastal Flooding
Tornado
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,121$157,452
Home Insurance *$2,680$32,160
Property Taxes $3,341$40,092
Electricity $371$4,462
Total$19,513$234,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$669,017/yr
40% on housing$585,390/yr
45% on housing$520,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$702This listing

vs Other Active Listings

Avg $/sqft

ZIP 34997$239
Martin County$353

vs Homes Sold Last Month

Median $/sqft

ZIP 34997$297
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-19Price change$2,595,000
2025-06-24Listed for sale$2,700,000
2012-05-01Sold$890,000
2012-02-16Listed for sale$950,000
2011-11-04Listing removed$950,000
2011-09-20Listed for sale$950,000
2007-01-08Sold$600,000

For Sale by Agent

AgentTimothy Lloyd, Illustrated Properties LLC
BrokerageIllustrated Properties LLC

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