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9642 State Highway 35, De Soto, WI, 54624

5beds
3baths
3,950sqft
$729,900
$185price/sqft
$5,069/moest. monthly cost
$202,760/yrincome needed

About This Home

Enjoy breathtaking Mississippi River views from this versatile property ideally located just off the main road for easy access. Thoughtfully designed to function as either a single-family residence or multi-family setup, the home offers the unique ability to separate living spaces, complete with independent utilities for added convenience and flexibility. Inside, you'll find two spacious living areas, including one highlighted by a stunning fieldstone fireplace. The recently updated kitchen features beautiful maple cabinetry, quartz countertops, and modern finishes, complemented by new flooring throughout the home. Extensive updates completed in 2023 include two newer Rheem furnaces, pressure tank, water softener, vinyl siding with stone accents, and insulated garage doors - must see!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

2/10
3/10
De Soto Middle SchoolGrades 6-80.6 mi
5/10
De Soto High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1992

Materials

  • Construction materials: Stone,Brick/Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Features: Shower on Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bedrooms: 1

Family Room

  • Level: Main
  • Area: 240

Features

  • Cathedral/vaulted ceiling,Kitchen Island

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,950
  • Total interior livable area: 3,950 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Level: Main
  • Area: 240

Master Bedroom

  • Level: Main
  • Area: 180

Property

Details

  • Parcel number: 116000890000
  • Zoning: RES
  • Exclusions: Personal Items

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Living area range: 3501 or more,3501-5000,2501 or more

Lot

  • Lot size: 7.50 Acres
  • Features: Sidewalks,Wooded

Parking

  • Total spaces: 4
  • Parking features: Basement Access,Garage Door Opener,Attached,4 Car
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Landslide
Strong Wind
Tornado
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,690$44,280
Home Insurance *$315$3,780
Property Taxes $693$8,316
Electricity $371$4,454
Total$5,069$60,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,794/yr
40% on housing$152,070/yr
45% on housing$135,173/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 54624$131
Vernon County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 54624
Vernon County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$749,900
2026-04-10Listing removed$764,000
2026-01-29Price change$764,000
2025-09-19Listed for sale$779,000

For Sale by Agent

AgentLeNae Schwickerath
BrokerageRiverstone Real Estate Services LLC

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