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1672 Chess Club Rd, James Creek, PA, 16657

3beds
1baths
1,400sqft
$325,000
$232price/sqft
$2,178/moest. monthly cost
$87,120/yrincome needed

About This Home

Magnificent views of the mountainside abound from this beauty.. Perfect year round or seasonal home on 2.3 acre lot is short distance to Shy Beaver Boat Launch, Raystown Resort and Tatman Run boat launch. Features huge eat-in kitchen and very roomy living room. Lots of natural light and beautiful decks to enjoy the wildlife, lower level garages are perfect for your boat and toys and also has some extra storage area. This turnkey cabin is ready for you to come enjoy now!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
6/10

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full Basement Unfinished

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eating Area In Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Mini Heat Pump,Propane Stove,Space Heater
  • Cooling features: Ceiling Fan(s),Split AC Unit(s)

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Kitchen

  • Level: Main

Property

Details

  • Parcel number: TP#160350.15
  • Zoning description: None

Features

  • Levels: One,Two
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 2.30 Acres
  • Features: Level,Rolling Slope,Semi-Wooded

Parking

  • Parking features: Integral,Dirt Driveway,Gravel Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$95$1,140
Property Taxes $216$2,592
Electricity $224$2,692
Total$2,178$26,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,674/yr
40% on housing$65,340/yr
45% on housing$58,080/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 16657$250
Huntingdon County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 16657
Huntingdon County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Price change$349,900
2025-10-16Price change$379,900
2025-09-19Listed for sale$389,900

For Sale by Agent

AgentSandy S. Kleckner
BrokerageRaystown Realty

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