3852 SE Jefferson Street, Stuart, FL, 34997
About This Home
PRIME LOCATION IN STUART! Insurance Included in HOA! Enjoy very best of coastal living just minutes from Stuart Beach, downtown Stuart's charming boutiques, waterfront restaurants, medical facilities, golf courses, marinas, and Sandsprit Park. Stroll through beautiful tree-lined streets and experience the relaxed yet vibrant lifestyle that makes Stuart one of Martin County's most desirable destinations. Nestled in The Courtyards, an intimate, pet-friendly community of only 32 townhomes, this 2-bedroom, 2.5-bath residence offers exceptional value and easy, low-maintenance living -- with homeowners insurance included in the monthly HOA fee. Step inside to a bright, open layout featuring a gorgeous, modern, and sleek newly remodeled kitchen complete with quartz countertops, soft-close cabinetry, newer stainless steel appliances, and a stunning backsplash. The breakfast bar opens to the light-filled living area, perfect for everyday comfort and entertaining. A convenient half bath and laundry area complete the first floor. Upstairs offers two oversized primary suites with updated en-suites, providing ideal privacy and flexibility. The private courtyard is enclosed with a privacy fence, creating the perfect outdoor retreat for relaxing or hosting guests. Residents enjoy a heated community pool and cabana, while the HOA covers lawn care, roof maintenance, termite service, cable, exterior maintenance, property management, and more -- truly a lock-and-leave lifestyle. Affordable, secure, and ideally located, this hidden gem in Martin County offers tremendous value. Opportunities like this in Stuart don't last -- schedule your showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1980
Materials
- Roof: Composition,Metal,Shingle
- Construction materials: Frame,Concrete,Stucco
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Water Heater,Washer
- Laundry features: Inside,Laundry Closet
Bedroom2
- Level: Upper
- Area: 168
- Dimensions: 12 X 14
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Living/Dining Room,Storage,Tub Shower,Upper Level Primary,Walk-In Closet(s)
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Kitchen
- Level: Main
- Area: 80
- Dimensions: 8 X 10
Living Room
- Level: Main
- Area: 280
- Dimensions: 14 X 20
Master Bedroom
- Level: Upper
- Area: 168
- Dimensions: 12 X 14
Property
Details
- Parcel number: 373841019002385202
- Zoning: MFam
Features
- Levels: Multi/Split,Two
- Stories: 2
- Entry location: Entry Level Living Area Y
- Pool features: Association
- Patio & porch: Open,Patio,Balcony
- Exterior features: Balcony,Outdoor Living Area
- Has view: Yes
- View description: Garden
- Waterfront features: None
Parking
- Parking features: Assigned,Guest
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Coastal Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Martin County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,157 | $13,884 |
| Home Insurance * | $236 | $2,832 |
| Property Taxes | $199 | $2,388 |
| Electricity | $197 | $2,366 |
| Total | $1,789 | $21,468 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $235,000 |
| 2026-03-06 | Listed for sale | $239,000 |
| 2025-10-07 | Listing removed | $265,000 |
| 2025-05-09 | Listed for sale | $265,000 |
| 2017-07-14 | Sold | $126,734 |
| 2010-05-05 | Sold | $41,500 |
| 2009-07-30 | Sold | $46,000 |
| 1999-04-20 | Sold | $68,900 |
| 1998-01-16 | Sold | $68,900 |
| 1994-10-25 | Sold | $58,000 |
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