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13307 Sunup Ln, Hot Springs, SD, 57747

4beds
3baths
1,951sqft
$924,900
$474price/sqft
$6,774/moest. monthly cost
$270,960/yrincome needed

About This Home

Listed by Marnie Muffat, Sun Real Estate | 605-545-0762. Welcome to The Bluffs at Angostura, where luxury meets breathtaking lake views. This newly constructed, just-completed 4-bedroom, 2.5-bath home offers an elevated level of craftsmanship, thoughtful upgrades, and effortless one-level living—an opportunity you don’t want to miss. Situated on 2.19 acres overlooking the sparkling waters of Angostura Reservoir, this home is designed to capture the scenery from every angle. Expansive windows flood the interior with natural light while perfectly framing panoramic lake views, creating a warm and inviting atmosphere throughout. The open-concept layout showcases high-end finishes, including upgraded Quartz countertops with a striking double waterfall island, enhanced kitchen and laundry room cabinetry, and a convenient pot filler over the stove. The addition of a half bath enhances functionality for guests and everyday living. Heated floors in all three bathrooms provide year-round comfort, while the primary suite delivers a true retreat with custom tile work, a spa-inspired bath, and a custom glass shower door with a sleek glass separation panel between the shower and soaking tub. Oversized picture windows in the master suite allow you to wake up to stunning lake views each day. Additional interior upgrades include automatic lighting in guest bedroom closets and keypad locks on the front door for added convenience and security. Outdoor living is equally impressive. Enjoy both a covered front porch and a large back porch featuring custom beams with tongue-and-groove finishes, creating a warm, elevated aesthetic. The back patio is already equipped with gas and electrical hookups—perfectly set up for a future outdoor kitchen. An additional sidewalk, scheduled for completion, will connect the garage seamlessly to the back patio for enhanced accessibility and flow. Function meets design with a spacious mudroom connecting to the oversized 3-car garage, offering ample storage

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
6/10
2/10

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Hardboard,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven-Gas-FS

Basement

  • Basement: Crawl Space

Bathroom

  • Features: Shower and Tub,Shower/Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Combination,Breakfast Bar

Features

  • Master Bath
  • Flooring: Carpet,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Electric,Central Air

Interior Area

  • Total structure area: 1,951
  • Total interior livable area: 1,951 sqft

Property

Features

  • Fencing: None
  • Has view: Yes
  • View description: Lake,Trees/Woods,Prairie
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 2.19 Acres
  • Features: Rolling Slope

Parking

  • Total spaces: 3
  • Parking features: Attached,Three Car
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Fall River County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,676$56,112
Home Insurance $1,156$13,872
Property Taxes $793$9,516
Electricity $149$1,788
Total$6,774$81,288

Income You'd Need if You Spent...

35% on housing$232,251/yr
40% on housing$203,220/yr
45% on housing$180,640/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$474This listing

vs Other Active Listings

Avg $/sqft

ZIP 57747$187
Fall River County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 57747
Fall River County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$949,900
2026-03-25Listed for sale$969,900
2025-11-27Listing removed$855,000
2025-09-19Listed for sale$855,000

New Construction

AgentMARNIE A MUFFAT
BrokerageSUN REAL ESTATE

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