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505 Park Ave, Cloquet, MN, 55720

3beds
2baths
1,150sqft
$232,000
$202price/sqft
$1,711/moest. monthly cost
$68,440/yrincome needed

About This Home

3 Bedroom, 2 Bath Home on Park Ave, Near Pinehurst Park A 2010 Schultz Manufactured Home recently relocated to this serene, wooded lot just a short walk from Pinehurst Park. Project completion will include an engineered slab foundation, block skirting, and front and side decks. This spacious one-level home offers a large kitchen with a pantry, multiple walk-in closets, a walk-through primary bath featuring a generous walk-in shower, and abundant natural light throughout. Don’t miss the opportunity to make this comfortable and conveniently located home yours!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
5/10
Cloquet Middle SchoolGrades 5-81.5 mi
8/10
Cloquet SeniorGrades 9-121.4 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 2010

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl,Manufactured (Post-6/'76)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level,Dryer Hook-Ups,Washer Hookup

Basement

  • Has basement: Yes

Bedroom

  • Level: Main
  • Area: 158.7
  • Dimensions: 11.5 x 13.8

Bedroom

  • Level: Main
  • Area: 80.04
  • Dimensions: 8.7 x 9.2

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 113.834
  • Dimensions: 9.4 x 12.11

Features

  • Vaulted Ceilings
  • Finished area below ground: 0
  • Finished area above ground: 1,150

Heating

  • Heating features: Forced Air

Interior Area

  • Total interior livable area: 1,150 sqft

Kitchen

  • Level: Main
  • Area: 167.118
  • Dimensions: 12.11 x 13.8

Living Room

  • Level: Main
  • Area: 276.61
  • Dimensions: 13.9 x 19.9

Master Bedroom

  • Level: Main
  • Area: 158.46
  • Dimensions: 11.4 x 13.9

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 063000430
  • Foundation area: 1144

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: 112 x 100+

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Carlton County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,173$14,076
Home Insurance *$160$1,920
Property Taxes $208$2,496
Electricity $170$2,050
Total$1,711$20,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,662/yr
40% on housing$51,330/yr
45% on housing$45,626/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 55720$158
Carlton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 55720
Carlton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$234,000
2026-05-04Contingent$234,000
2026-04-29Price change$234,000
2026-04-18Listed for sale$235,000
2026-01-26Listing removed$245,000
2026-01-20Price change$245,000
2026-01-05Price change$246,000
2025-11-26Price change$248,000
2025-11-14Price change$249,900
2025-07-16Listed for sale$250,000

For Sale by Agent

AgentTerri Lyytinen
BrokerageRE/MAX Results

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