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450 SW South River Drive #104, Stuart, FL, 34997

1beds
1baths
697sqft
$99,900
$143price/sqft
$822/moest. monthly cost
$32,880/yrincome needed

About This Home

What a price!! 1 bedroom condo on 1st floor with screened in lanai backing to open area. Home is priced well. It is all original. 55 and over community offers something for everyone. Features, pool, pool room, bocce ball, tennis courts, pickleball, game room, library, shuffleboard, horseshoes, basketball, clubhouse, fitness room, car wash area, bike racks and river access with kayak, small boat & rv storage based on availability. 1.5 miles from hospital and 2.3 to Costco. Pets are not allowed however emotional support or service dogs are. Close to shopping, dining, beaches and highways. Seller offer $7000 credit for new AC.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Martin County High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Roof: Barrel
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Oven,Range,Refrigerator,Water Heater,Washer
  • Laundry features: Washer Hookup,Inside,Laundry Closet,In Hall,Washer Dryer Install Allowed

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Living/Dining Room,None
  • Flooring: Concrete,Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s),Whole House Fan

Interior Area

  • Total structure area: 697
  • Total interior livable area: 697 sqft

Kitchen

  • Level: First
  • Area: 81
  • Dimensions: 9 X 9

Living Room

  • Level: First
  • Area: 208
  • Dimensions: 16 X 13

Master Bedroom

  • Level: First
  • Area: 168
  • Dimensions: 14 X 12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 413841004450010401
  • Zoning: Residential
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Patio,Screened
  • Exterior features: Outdoor Living Area

Parking

  • Total spaces: 1
  • Parking features: Assigned,Covered,Carport,Detached Carport,Guest
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$103$1,236
Property Taxes $17$204
Electricity $197$2,366
Total$822$9,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,182/yr
40% on housing$24,660/yr
45% on housing$21,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 34997$247
Martin County$355

vs Homes Sold Last Month

Median $/sqft

ZIP 34997$297
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$99,900
2026-04-24Listed for sale$99,900
2002-03-07Sold$76,500
1998-02-23Sold$100
1997-12-03Sold$48,000
1990-08-01Sold$46,900

For Sale by Agent

AgentTimothy C Winfrey
BrokerageAtlantic Shores ERA Powered

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