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450 SW South River Drive #207, Stuart, FL, 34997

2beds
2baths
1,188sqft
$199,900
$168price/sqft
$1,671/moest. monthly cost
$66,840/yrincome needed

About This Home

Let's Make a Deal. Bring All Offer's. Don't Miss Out on This Incredible Opportunity, Discover Serenity in The Heart of Stuart South River Village. This Second-Floor Retreat Offers 2 Beds And 2 Baths, A Beautifully Updated Kitchen, A/C Replaced In 2022, Impact Windows on The Lanai Adorned with Custom Shades and More. Nestled In the Exclusive 55+ Community Which Offers a Perfect Blend of Comfort, Convenience, And A Vibrant Array of Amenities. The Clubhouse Has a Heated/Chilled Pool, Fitness Center, Billiards/Darts, Card Rooms, An Art Room, A Library and A Large Room for Functions. You Can Play Tennis, Pickleball, Bocce Ball, Shuffleboard, Cornhole or Go Fishing on The Dock. Launch Your Boat at The Boat Ramp and Enjoy the River with No Fixed Bridges to The Inlet. Call Today! There Is a Working Woodshop with All the Tools. Minutes From Downtown Stuart, Shopping Centers, Pristine Beaches, The Kiplinger Nature Preserve, And I-95, This Community Provides the Balance of Relaxation and Convenience.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Martin County High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Roof: Concrete
  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Refrigerator,Water Heater,Washer
  • Laundry features: In Unit,Washer Dryer Install Allowed

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • None,Storage,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,188
  • Total interior livable area: 1,188 sqft

Kitchen

  • Level: Second
  • Area: 80
  • Dimensions: 10 X 8

Living Room

  • Level: Second
  • Area: 144
  • Dimensions: 12 X 12

Master Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13 X 12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 413841004450020702
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Multi/Split,Two
  • Stories: 2
  • Pool features: Association
  • Waterfront features: None

Parking

  • Total spaces: 1
  • Parking features: Carport,Detached Carport,Guest
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$206$2,472
Property Taxes $258$3,096
Electricity $197$2,366
Total$1,671$20,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,291/yr
40% on housing$50,130/yr
45% on housing$44,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 34997$246
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34997$297
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-19Price change$199,900
2026-02-13Price change$205,000
2025-11-03Price change$225,000
2025-06-13Price change$235,000
2025-03-25Listed for sale$249,900
2025-01-31Listing removed$249,900
2025-01-09Price change$249,900
2025-01-03Price change$252,200
2024-11-20Listed for sale$252,300
2024-09-30Listing removed$279,000
2024-09-27Price change$279,000
2024-09-13Price change$279,500
2024-09-04Listed for sale$279,900
2024-08-30Pending sale$279,900
2024-05-04Price change$279,900
2024-04-17Price change$289,500
2024-02-01Listed for sale$297,775
2017-02-17Sold$122,000
2017-01-13Pending sale$139,900
2016-11-13Listed for sale$139,900
2011-02-28Sold$62,000
2011-02-11Listed for sale$69,999

For Sale by Agent

AgentPhillip A. Parisi, Sea Flag Homes
BrokerageSea Flag Homes

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