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841 SW South River Drive #205, Stuart, FL, 34997

2beds
2baths
1,035sqft
$199,950
$193price/sqft
$1,598/moest. monthly cost
$63,920/yrincome needed

About This Home

Welcome to effortless Florida living in the amenity-rich, 55+ gated community of South River, perfectly nestled in the heart of Stuart, where coastal charm meets resort-style living. This beautifully refreshed second-floor corner unit has been updated from top to bottom. The kitchen shines with brand-new 2024 stainless steel appliances and granite countertops, while luxury vinyl flooring, plush new carpet, a fresh coat of paint, 2026 second shower added to guest bathroom, a 2024 AC, and a 2024 in-unit washer and dryer make this 2-bedroom, 2 full bathrooms home as move-in ready as it gets. Outside your door, a world of activity awaits, a heated and chilled pool, Fitness Center, Billiards, Card Rooms, an Art Studio, Library, Tennis, Pickleball, Bocce Ball, Shuffleboard, and more. Cast a line from the community dock, or launch your boat from the private Boat Ramp and cruise the St. Lucie River with no fixed bridges to the Inlet. A tranquil riverfront boardwalk, plus on-site boat and RV storage, round out an amenity package that's truly hard to beat. HOA fee covers Wifi and cable. This is more than a home, it's the Florida lifestyle you've been dreaming of, right in the heart of Stuart.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Martin County High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1987

Materials

  • Roof: Other
  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Inside

Bedroom2

  • Level: Main
  • Area: 117.6
  • Dimensions: 12 X 9.8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 163.35
  • Dimensions: 13.5 X 12.1

Features

  • Dining Area,Separate/Formal Dining Room,Split Bedrooms,Separate Shower
  • Window features: Blinds
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,035
  • Total interior livable area: 1,035 sqft

Kitchen

  • Level: Main
  • Area: 81.9
  • Dimensions: 9.1 X 9

Living Room

  • Level: Main
  • Area: 216
  • Dimensions: 18 X 12

Master Bedroom

  • Level: Main
  • Area: 177.87
  • Dimensions: 12.1 X 14.7

Property

Details

  • Parcel number: 413841005841020505
  • Zoning: PUD(ci
  • Special condition: Listed As-Is

Features

  • Levels: Multi/Split
  • Pool features: Association
  • Patio & porch: Covered,Glass Enclosed,Porch,Balcony
  • Exterior features: Balcony,Outdoor Living Area,Tennis Court(s)
  • Has view: Yes
  • View description: Other
  • Waterfront features: None

Parking

  • Parking features: Carport,Detached Carport,Guest,RV Access/Parking
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$206$2,472
Property Taxes $184$2,208
Electricity $197$2,366
Total$1,598$19,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,788/yr
40% on housing$47,940/yr
45% on housing$42,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 34997$246
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34997$297
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$199,950
2026-04-22Price change$209,950
2026-04-09Price change$219,950
2026-02-20Listed for sale$227,950
2024-09-10Sold$162,500
2024-07-30Price change$180,000
2024-07-16Price change$185,000
2024-06-26Price change$190,000
2024-06-12Price change$195,000
2024-06-01Listed for sale$200,000

For Sale by Agent

AgentAnitra Murphy
BrokerageRedfin Corporation

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