7838 State Route 81, Oak Hill, NY, 12460
About This Home
Ideal for the investor, visionary or handyman looking to restore Smith Hall to its full glory! The possibilities are endless. Located in Oak Hill, which has been enjoying a renaissance of homes and businesses in this lovely hamlet. Smith Hall was used for town gatherings, dinners, events, etc. Could be used for retail, recreation, restaurant, gym or whatever you have been dreaming of! Could also be residential or partial commercial and residential. Stunning lines and original details grace the exterior. The building has been taken back to the studs, so a lot of the hard work is done already. New septic. Hiking trails nearby, 5 minutes to zoom flume water park and East Durham, 30 minutes to skiing, 20 minutes to Catskill. Come take a look!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1860
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Features
- Finished area below ground: 0
- Finished area above ground: 2,680
Interior Area
- Total structure area: 2,680
- Total interior livable area: 2,680 sqft
Property
Details
- Parcel number: 4
- Zoning: none
Lot
- Lot size: 0.27 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Greene County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $702 | $8,424 |
| Home Insurance * | $57 | $684 |
| Property Taxes | $161 | $1,932 |
| Electricity | $442 | $5,314 |
| Total | $1,362 | $16,344 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-13 | Price change | $168,000 |
| 2025-11-07 | Price change | $169,000 |
| 2025-09-20 | Listed for sale | $175,000 |
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