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545 Moondance Ln, Nimitz, WV, 25978

4beds
2baths
2,880sqft
$959,000
$333price/sqft
$6,479/moest. monthly cost
$259,160/yrincome needed

About This Home

Welcome to Moondance Lane — Perched high above the Bluestone Dam and Lake, this 58.22-acre retreat offers unmatched views of rolling fog drifting through the mountains and unforgettable sunrises from your back porch. Adjoining government-owned land, protected within the Corp. of Engineers, this property ensures privacy, peace, and endless natural beauty. Crafted from patented beams and a masonry block foundation, it features James Hardie Woodgrain Fiber Cement panels. Anderson windows, Heatmaster outdoor wood stove and Kohler back-up generator. Home boasts soaring 12-foot ceilings, 4 bedrooms and 2 bathrooms. Granite counter-tops, custom cabinetry and a bonus 11.4x17 hobby room/ sunroom.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
--
Summers Middle SchoolGrades 6-83.2 mi
--
Summers County High SchoolGrades PK,9-125.3 mi

Construction

Condition

  • Year built: 2007

Materials

  • Construction materials: Frame,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Laundry features: W/D Connection

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Cathedral Ceiling(s)
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)

Heating & Cooling

  • Heating features: Hot Water,Wood Stove,Other
  • Cooling features: Other

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 2,880 sqft

Property

Details

  • Parcel number: 16/1.6,1.7,1.10

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck/Patio
  • Exterior features: Rain Gutters,Private Yard,Other

Lot

  • Lot size: 58.22 Acres
  • Lot size dimensions: 58.22

Parking

  • Parking features: Gravel
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,849$58,188
Home Insurance *$1,013$12,156
Property Taxes $319$3,828
Electricity $298$3,580
Total$6,479$77,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$222,137/yr
40% on housing$194,370/yr
45% on housing$172,773/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 10.9%
10.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 25978
Summers County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 25978
Summers County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$959,000
2026-03-03Listing removed$995,000
2025-09-20Listed for sale$995,000

For Sale by Agent

AgentJESSICA JOHNSON, BROKER
BrokerageOAK & STONE REALTY

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