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40/ACRE S Ridge Rd, Bridgeville, CA, 95526

2beds
1baths
1,000sqft
$239,000
$239price/sqft
$1,997/moest. monthly cost
$79,880/yrincome needed

About This Home

Mountain Getaway + Large Barn on 40 Acres -- Newly updated throughout. 2-Bed, 1-Bath, with Bonus Rooms and Lofts! This secluded California retreat on 40 private acres is perfect for weekends or full-time living. Enjoy access to Mad River and a beautiful creek running through the property. Recent updates to the home include fresh paint, all new windows, new cabinets, new counter and sink, all new floors, and new interior & exterior doors. Full solar system available for installation. Plus a spacious barn--ideal for storage, workshop, or animals. Quiet location and big views! This is more than a home, it's a lifestyle waiting to be lived. Come experience the peace, space, and possibility this special property has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
--

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Details

  • Zoning: No

Features

  • Levels: Split Level
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Hills

Lot

  • Lot size: 40 Acres
  • Features: Rolling Slope,Wooded
  • Lot size dimensions: Rectangluar

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$268$3,216
Property Taxes $123$1,476
Electricity $398$4,786
Total$1,997$23,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,468/yr
40% on housing$59,910/yr
45% on housing$53,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 95526$147
Humboldt County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 95526$162
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$259,000
2025-09-21Listed for sale$120,000

For Sale by Agent

AgentMark Crosson
BrokerageColdwell Banker Sellers Realty

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