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1729B Watercrest Way #B, Young Harris, GA, 30582

1beds
2baths
--sqft
$280,000
--price/sqft
$1,796/moest. monthly cost
$71,840/yrincome needed

About This Home

Experience the charm of serene mountain living with this exquisite one-level condo nestled in Young Harris, GA. This tastefully furnished property offers year-round, long-range views of both the mountains and the lake, providing a backdrop of natural beauty. The condo features a spacious master bedroom with tray ceilings and an en suite bathroom equipped with double sinks and walk-in shower. A sunroom extends the living space, perfect for enjoying the breathtaking vistas regardless of the season. The open concept great room, accentuated by a striking floor-to-ceiling stacked stone fireplace with gas logs, sets the tone for cozy evenings and memorable gatherings. The large kitchen boasts ample cabinet and counter space, with bar seating for four and an adjacent dining area. Community amenities elevate the living experience with access to a pool, a full workout facility with showers, and a community clubhouse complete with a kitchen. Convenience is at your doorstep with walking access to the lake, Ridges Marina, Freedom Boat Club, and nearby restaurants. The property is in close proximity to Georgia Mountain Fairgrounds, Young Harris College, golf courses, and pristine hiking trails. Whether you're seeking a full-time residence, a vacation escape, or an investment for short-term rentals, this property meets all needs.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
8/10
7/10
Towns County High SchoolGrades 9-125.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Ranch,Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Refrigerator,Range,Oven,Microwave,Dishwasher,Disposal,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Sheetrock,Eat-in Kitchen
  • Window features: Insulated Windows
  • Flooring: Wood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0019 222

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Front Porch,Covered
  • Has view: Yes
  • View description: Mountain(s),Year Round,Lake,Long Range
  • Has water view: Yes
  • Water view: Lake
  • Frontage type: Road
  • Topography of land: Level

Parking

  • Parking features: Driveway,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$81$972
Property Taxes $81$972
Electricity $219$2,637
Total$1,796$21,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,577/yr
40% on housing$53,880/yr
45% on housing$47,893/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.7%
-7.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30582$209
Towns County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 30582
Towns County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Price change$290,000
2025-09-22Listed for sale$320,000

For Sale by Agent

AgentJo Ellen Thornton
BrokerageCentury 21 Black Bear Realty

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