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4729 SE Bayshore Terrace, Stuart, FL, 34997

2beds
2baths
1,640sqft
$738,000
$450price/sqft
$5,657/moest. monthly cost
$226,280/yrincome needed

About This Home

Attention boaters! This turn-key CBS home in the highly desirable Rocky Point neighborhood offers the perfect blend of coastal living & modern upgrades — all with NO HOA. Featuring a metal roof & fully updated interior, this home showcases a luxurious custom kitchen, bathrooms & laundry space with elegant marble countertops & GE Café designer WiFi appliances, including a beverage cooler for effortless entertaining. The open-concept living area flows seamlessly to the outdoors, where you'll find a massive, fully fenced backyard with a screened in lanai and a firepit — a rare find! The extra living area can easily converted into another bedroom or a dedicated office/gym! Seller is willing to add wall and closet prior or credit buyer to convert back room into 3rd bedroom. Enjoy a variety of mature fruit trees including mango, starfruit & banana, with plenty of room to add a pool & tiki hut, creating your own private tropical oasis.Additional highlights include an oversized garage, extra parking for a boat or RV, & a utility room converted into a functional office space with laundry sink. Take advantage of day dock access at the end of the street, perfect for quick days on the water. Recent updates include: septic serviced & new filter (2024), fresh interior & exterior paint (2025), plantation shutters, new sod (2026), professionally installed anchored shed, new A/C protection gate, wood fencing (2022), landscaping improvements & more. A 4-point inspection has already been completed (2025) for added peace of mind. Ideally located just minutes to waterfront dining & entertainment — enjoy biking to local favorites like Gilbert's Coffee, Three Rivers Park & Maggie's Hammock (dog-friendly!).

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
4/10
Murray Middle SchoolGrades 6-81.4 mi
5/10
South Fork High SchoolGrades 9-126.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1974

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Freezer,Disposal,Ice Maker,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen,Family/Dining Room,Kitchen Island,Living/Dining Room,Main Level Primary,Sitting Area in Primary
  • Window features: Blinds,Plantation Shutters,Storm Window(s)
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,181
  • Total interior livable area: 1,640 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 10 X 15

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 18 X 15

Master Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 15 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 483841001000006809
  • Zoning: RES
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch,Screened
  • Exterior features: Outdoor Living Area,Porch
  • Has view: Yes
  • View description: Garden

Lot

  • Features: Many Trees,Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Attached,Boat,Driveway,Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,731$44,772
Home Insurance *$762$9,144
Property Taxes $967$11,604
Electricity $197$2,366
Total$5,657$67,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,954/yr
40% on housing$169,710/yr
45% on housing$150,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$450This listing

vs Other Active Listings

Avg $/sqft

ZIP 34997$243
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34997$297
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$737,000
2026-05-12Listed for rent$4,000
2026-04-06Price change$738,000
2026-03-20Listed for sale$750,000
2022-09-23Sold$640,000
2022-09-05Contingent$649,999
2022-09-02Listed for sale$649,999
2022-08-25Listing removed--
2022-07-27Price change$675,000
2022-07-13Price change$699,000
2022-07-08Price change$729,000
2022-06-28Price change$749,000
2022-06-21Price change$789,000
2022-06-13Listed for sale$799,000
2022-02-02Sold$360,000
2019-08-20Listing removed$379,000
2019-04-01Pending sale$379,000
2019-03-11Listed for sale$379,000
2002-06-17Sold$140,000

For Sale by Agent

AgentElizabeth Folmar
BrokerageWaterfront Properties & Club C

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