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Lot 2 Clover Lane, Laconia, NH, 03246

4beds
4baths
3,198sqft
$1,249,900
$391price/sqft
$8,460/moest. monthly cost
$338,400/yrincome needed

About This Home

4 bedroom 3.5 bath, 2 story new construction home with a multigenerational family in mind. Welcome to the prestigious gated community, SouthDown Shores at Lake Winnipesaukee!! This new custom built home boasts 2 master suites, one on each level, along with 2 living rooms and a 2 car garage. This open concept floor plan has a gourmet kitchen with a large center island that flows to the living room and dining area. The unfinished basement allows for the opportunity for more living space. Farmers porch on the front and an oversized deck off the back are perfect for entertaining. A four season sunroom, and an office on the main level. Forced hot air and central AC throughout, hot water on demand. Combine all of this with the coveted South Down Shores amenities that include 4,000 feet of Lake Winnipesaukee waterfront, beach, clubhouse, tennis & pickle ball, bocce ball, playground, basketball, kayak racks, snowmobile trails, and miles of walking trails along with the opportunity to buy into the SDS Boat Club. Act now and secure one of the last remaining new construction, single family homes in South Down Shores!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Elm Street SchoolGrades PK-51.0 mi
5/10
Laconia Middle SchoolGrades 6-82.3 mi
2/10
Laconia High SchoolGrades 9-122.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete
  • Roof: Asphalt Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Stove,Propane Water Heater,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete,Interior Stairs,Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Dining Area,Kitchen Island
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,198

Heating & Cooling

  • Heating features: Propane,Forced Air,Hot Air
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 4,678
  • Total interior livable area: 3,198 sqft

Property

Accessibility

  • Accessibility features: 1st Floor 1/2 Bathroom,1st Floor Bedroom,1st Floor Full Bathroom,Hard Surface Flooring,Paved Parking

Details

  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Basketball Court,Deck,Playground,Tennis Court(s)
  • Waterfront features: Beach Access,Lake Access
  • Waterbody name: Lake Winnipesaukee

Lot

  • Lot size: 1.73 Acres
  • Features: Landscaped,Recreational,Subdivided,Trail/Near Trail,Walking Trails,Near Country Club,Near Golf Course,Near Paths,Near Shopping,Near Skiing,Near Snowmobile Trails,Near Hospital,Near School(s)

Parking

  • Total spaces: 5
  • Parking features: Paved,Driveway,Garage,Parking Spaces 5,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance $412$4,944
Property Taxes $1,260$15,120
Electricity $468$5,620
Total$8,460$101,520

Income You'd Need if You Spent...

35% on housing$290,057/yr
40% on housing$253,800/yr
45% on housing$225,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$391This listing

vs Other Active Listings

Avg $/sqft

ZIP 03246$254
Belknap County$337

vs Homes Sold Last Month

Median $/sqft

ZIP 03246$286
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-22Listed for sale$1,249,900

New Construction

AgentKevin Shaw
BrokerageFour Seasons Sotheby's Int'l Realty

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