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38274 286th St Tract 1, Lake Andes, SD, 57356

2beds
2baths
0sqft
$499,900
--price/sqft
$3,245/moest. monthly cost
$129,800/yrincome needed

About This Home

For Sale - Rustic Modern Retreat on 6 Acres Discover the perfect blend of rustic charm and modern comfort in this 1,300 sq. ft. open-concept home, paired with an equally large garage for endless possibilities. Built in 2015, this one-level home is nestled on six scenic acres surrounded by mature trees, grassland, and growing crops-offering a true hunter's paradise. Step inside to find custom kitchen cabinetry, beautiful flooring, and warm, rustic-style walls that create an inviting atmosphere. The spacious living room provides stunning views of local wildlife, while the outdoor pergola is ideal for relaxing and soaking in the peaceful setting. The oversized garage offers ample space for vehicles, storage, hobbies, or even a home gym. Outdoors, you'll appreciate the irrigated yard with sprinklers, lush landscaping, and room to expand with additional acres available. Located just under a mile from a blacktop road and only minutes from the Missouri River, this property combines tranquility with convenience. Whether you're looking to enjoy fishing, hunting, or simply a serene lifestyle, this home offers it all.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

2/10
2/10
1/10

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Metal
  • Construction materials: Post and Beam

Type & Style

  • Home type: SingleFamily
  • Architectural style: Post and Beam
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet
  • Fireplace features: Wood Burning Stove
  • Finished area above ground: 1,295

Heating & Cooling

  • Heating features: Electric,Wood,Baseboard,Zoned,Other
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 1,295

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • Parcel number: 07.04.4000
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio,Open Porch
  • Exterior features: Sprinkler System

Lot

  • Lot size: 5.99 Acres
  • Features: Room For Tennis,Trees

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Winter Weather
Drought
Hail
Inland Flooding
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Charles Mix County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance $168$2,016
Property Taxes $404$4,848
Electricity $146$1,755
Total$3,245$38,940

Income You'd Need if You Spent...

35% on housing$111,257/yr
40% on housing$97,350/yr
45% on housing$86,533/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 57356$1,114
Charles Mix County$324

vs Homes Sold Last Month

Median $/sqft

ZIP 57356
Charles Mix County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-06Listed for sale$499,900

For Sale by Agent

AgentBrent Veurink
BrokerageFarmers National Company

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