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284 Bridgeman Dr, Heathsville, VA, 22473

3beds
3baths
2,064sqft
$1,600,000
$775price/sqft
$9,926/moest. monthly cost
$397,040/yrincome needed

About This Home

Waterfront Brick Rancher - 23 Acres - Waterfront - Private Setting. Brick Rancher - Primary suite, 2 additional bedrooms, Full Bath, Greatroom with Fireplace insert, New kitchen cabinets, appliances, Dining Room/Office. Utility Room, Half Bath, Pantry, Large Pantry/Storage Room, Screened Porch. Freshly painted and new flooring in most rooms. Dock - Open sided Boathouse. Large Garage. Several Outbuildings. (Interior Photos available soon)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Other
  • Construction materials: Sheetrock Walls,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Waterfront Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Features: Great Room Combination,Dining Room,Kitchen-Bar
  • Level: Main

Features

  • 1st Floor Bedroom,Dining Room,Fireplace,Great Room,Walk-In Closet(s)
  • Flooring: Vinyl
  • Fireplace features: Great Room,Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 2,064
  • Total interior livable area: 2,064 sqft

Property

Details

  • Zoning description: A

Features

  • Levels: One
  • Patio & porch: Screened Porch
  • Has view: Yes
  • View description: River/Creek View
  • Has water view: Yes
  • Water view: River/Creek View
  • On waterfront: Yes
  • Waterfront features: Pier/Dock,River/Creek Front
  • Waterbody name: Little Wicomico River
  • Frontage length: TBD

Lot

  • Lot size: 23 Acres
  • Features: 20-50 acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car,Stone Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Hurricane
Cold Wave
Drought
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,090$97,080
Home Insurance *$1,021$12,252
Property Taxes $613$7,356
Electricity $202$2,433
Total$9,926$119,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$340,320/yr
40% on housing$297,780/yr
45% on housing$264,693/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$775This listing

vs Other Active Listings

Avg $/sqft

ZIP 22473$211
Northumberland County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 22473
Northumberland County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$1,600,000
2025-09-23Listed for sale$1,700,000

For Sale by Agent

AgentWendy Newsome
BrokerageMiddle Bay Realty - K

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