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7043 Oaken Lane #231, Lanesville, IN, 47136

4beds
3baths
2,406sqft
$464,900
$193price/sqft
$3,063/moest. monthly cost
$122,520/yrincome needed

About This Home

Schuler Built Homes is offering a $5,000 incentive to use towards your closing costs, interest rate buydown, or a refrigerator allowance- YOUR CHOICE. This Laurel Plan is move-in ready and offers modern living with classic details. This thoughtfully designed 4-bedroom, 3-bath home features a spacious open floor plan, split bedrooms, and a first-floor master suite, all wrapped in warm finishes and timeless Craftsman character. The main living area, which includes an Electric fireplace with built-in cabinets, flows naturally into the kitchen and dining space, where you'll find all-white cabinetry, dark stone countertops, stainless steel appliances, and a pantry — all accented by coordinated black fixtures and lighting. Thoughtful design continues throughout the home with accent walls in the foyer and primary bedroom, mudroom built-ins, and a folding table in the laundry room. The finished basement adds flexibility with a second living area, 4th bedroom, 3rd full bath, and generous storage space. Outside, the covered front porch with stained trim adds charm, while the 23'+ deep 3 car garage easily accommodates most trucks. This one checks a lot of boxes and offers a great backyard that backs up to a 9 ACRE common area! Floyd County- FLOYD CENTRAL SCHOOLS. SMART ENERGY RATED. 2-10 Home Buyers Warranty. Sq. ft. is approx.; if critical, buyers should verify. LOT 231

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
7/10
10/10
Floyd Central High SchoolGrades 9-125.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Poured
  • Roof: Shingle
  • Construction materials: Brick,Hardboard,Frame,HardiPlank Type,Stone

Other

  • Builder model: Laurel
  • Builder name: Schuler Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Partially Finished

Bedroom

  • Level: First
  • Dimensions: 10 x 12.10

Bedroom

  • Level: First
  • Dimensions: 10.4 x 11.6

Bedroom

  • Level: Lower
  • Dimensions: 14.3 x 14.6

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 10.5 x 12.7

Family Room

  • Level: Lower
  • Dimensions: 18.9 x 24.9

Features

  • Breakfast Bar,Bookcases,Entrance Foyer,Eat-in Kitchen,Bath in Primary Bedroom,Main Level Primary,Mud Room,Open Floorplan,Pantry,Split Bedrooms,Utility Room,Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 807
  • Finished area above ground: 1,599

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,406
  • Total interior livable area: 2,406 sqft

Kitchen

  • Level: First
  • Dimensions: 10.5 x 11.6

Living Room

  • Level: First
  • Dimensions: 14.6 x 21.5

Master Bedroom

  • Level: First
  • Dimensions: 12.2 x 15

Other

  • Level: First
  • Dimensions: 8 x 10.9

Other

  • Level: First
  • Dimensions: 5 x 7.11

Other

  • Level: Lower
  • Dimensions: 5.6 x 10.3

Other

  • Level: First
  • Dimensions: 6.8 x 7.11

Other

  • Level: First
  • Dimensions: 6.8 x 7.9

Property

Details

  • Parcel number: 220201000063036002
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck,Paved Driveway,Porch

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,350$28,200
Home Insurance *$238$2,856
Property Taxes $255$3,060
Electricity $220$2,646
Total$3,063$36,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,017/yr
40% on housing$91,890/yr
45% on housing$81,680/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 47136$146
Floyd County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 47136$153
Floyd County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-20Price change$469,900
2025-07-24Listed for sale$459,900

New Construction Spec

AgentJesse Niehaus
BrokerageSchuler Bauer Real Estate Services ERA Powered (N

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