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322 Reserve Ln, Mechanicsburg, PA, 17050

4beds
3baths
1,808sqft
$533,990
$295price/sqft
$3,544/moest. monthly cost
$141,760/yrincome needed

About This Home

The 4-bedroom, 2.5-bath Edison Classic is a new floor plan favorite. A busy household that wants a brand new home delivered quickly, with features selected by our design studio experts. Those looking for an efficient home that maximizes space in a compact footprint. This home boasts of quartz countertops, an eat-in breakfast island. The kitchen includes the stainless steel appliance package with dishwasher, oven range and a microwave that vents to the outside. The first floor has durable luxury vinyl plank flooring for easy maintenance. Owner’s Suite with walk-in closet and simulated tile shower with a clear glass door along with raised vanity height in Owners’ bath for comfort. This is perfect for people who are looking for an established neighborhood with easy access to local amenities like shopping, dining, recreation, and healthcare and families who need flexibility with bedrooms for family, guests, or home office needs. Schedule a tour today! This home is on an NtrNow System that can be utilized at any time to take a self-guided tour.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
Silver Spring El SchoolGrades K-51.2 mi
9/10
Eagle View Middle SchoolGrades 6-81.2 mi
9/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Passive Radon Mitigation
  • Construction materials: Mixed

Other

  • Builder model: EDISON, CLASSIC
  • Builder name: EGSTOLTZFUS HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven/Range - Gas,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Hookup,Upper Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,808

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,808
  • Total interior livable area: 1,808 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 38080567575
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,700$32,400
Home Insurance *$127$1,524
Property Taxes $493$5,916
Electricity $224$2,692
Total$3,544$42,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,508/yr
40% on housing$106,320/yr
45% on housing$94,506/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 17050$181
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17050$184
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$549,900
2026-05-01Price change$549,990
2025-10-03Price change$568,160
2025-09-23Listed for sale$567,645

New Construction Spec

AgentAmy Danz
BrokerageColdwell Banker Realty

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