See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

461 Cox Rd, Campbell, AL, 35581

2beds
2baths
1,260sqft
$199,900
$159price/sqft
$1,529/moest. monthly cost
$61,160/yrincome needed

About This Home

New construction - Welcome to this charming 2 bedroom, 2 bathroom cottage set in a peaceful country location.  Designed with an open floor plan, this home offers a bright and spacious feel that is perfect for both everyday living and entertaining.  The kitchen features granite counter-tops, stainless steel appliances and ample cabinet space.  The split bedroom layout provides privacy, while each bathroom is designed for convenience and comfort.  A large laundry room adds valuable storage and functionality.  Located near Bear Creek with a boat launch just down the road.  Whether you are looking for a weekend getaway or a full time residence, this property provides modern upgrades with the tranquility of rural living. Purchaser to verify all information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
6/10
Belgreen High SchoolGrades PK-1214.1 mi
6/10
Vina High SchoolGrades PK-1221.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,260

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Property

Details

  • Parcel number: 1408280000018.000
  • Zoning: R1

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 65 x 200

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Earthquake
Heat Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$225$2,700
Property Taxes $54$648
Electricity $240$2,881
Total$1,529$18,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,422/yr
40% on housing$45,870/yr
45% on housing$40,773/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 35581$117
Franklin County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 35581
Franklin County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$229,850
2026-01-17Price change$229,950
2025-09-23Listed for sale$230,000

New Construction

AgentStephanie Saylor
BrokerageMarMac Real Estate - The Shoals

Similar Homes