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5220 NE 90th Ter, Kansas City, MO, 64156

4beds
4baths
2,610sqft
$549,950
$211price/sqft
$3,738/moest. monthly cost
$149,520/yrincome needed

About This Home

Two story plan with a switchback staircase entry. Kitchen update with even larger island offering extra seating and countertop! Custom painted cabinets and large walk in pantry provide additional kitchen perks! Opens to the Living Room with Fireplace, custom cabinets. Formal Dining OR Office with glass french doors opens to the Breakfast room that walks out to the covered patio! Half Bath and boot bench complete the main level. LVP in LIVING ROOM, Kitchen, Breakfast, and Entries. High Traffic Stair carpet to match in the Dining/Office. High Traffic Carpet on Stairs. Second level Primary Bedroom Suite complete with tiled shower, free standing tub. Walk in Closet with access to an actual Laundry ROOM! Two Bedrooms share a bath. Fourth Bedroom suite includes spacious Full Bath with shower. Corner, Non-Walkout just a couple blocks to the community pool! EXTERIOR PHOTOS OF ACTUAL HOME. INTERIOR PHOTOS TO SHOW EXAMPLE OF FINISH - NOTE SOME UPGRADES REFLECTED IN PHOTOS AND NOT INCLUDED. NOT ALL HOMES FINISHED ALIKE- BUILDER DISCRETION ON DESIGN CHANGES. ESTIMATE COMPLETION MAY/JUN 2026

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
14
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10
Staley High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Stucco & Frame

Other

  • Builder model: WILLOW
  • Builder name: BALDWIN

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Bedroom Level,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 144

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 132

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Carpet
  • Level: First
  • Area: 144

Features

  • Kitchen Island,Painted Cabinets,Pantry,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Insert,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,610

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,610
  • Total interior livable area: 2,610 sqft

Kitchen

  • Features: Luxury Vinyl
  • Level: First
  • Area: 300

Laundry

  • Features: Ceramic Tiles
  • Level: Second

Living Room

  • Features: Luxury Vinyl
  • Level: First
  • Area: 270

Master Bedroom

  • Features: Carpet
  • Level: Second
  • Area: 238

Property

Details

  • Parcel number: 141120003026.00

Lot

  • Lot size: 9,900 sqft
  • Features: City Lot,Corner Lot
  • Lot size dimensions: 81 x 125 x 95 x 97

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$274$3,288
Property Taxes $485$5,820
Electricity $199$2,391
Total$3,738$44,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,160/yr
40% on housing$112,140/yr
45% on housing$99,680/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 64156$215
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64156$210
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Price change$564,950
2026-02-06Price change$545,000
2026-01-27Price change$559,950
2025-09-23Listed for sale$535,000

New Construction Spec

AgentVicki Smith
BrokerageRE/MAX Innovations

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