1192 State Route 52 #21, Loch Sheldrake, NY, 12759
About This Home
Affordable Seasonal House Located in a Private Lake Community! Welcome to 1192 Route 52, a move-in ready seasonal co-op located in the Loch Sheldrake Beach & Tennis Club, a small and friendly lakeside summer retreat. The community is typically open from mid-April through mid-October and offers members an in-ground swimming pool, lake access with a sandy beach, tennis court, volleyball, playground, and other exciting amenities. Enjoy laid-back lake living in a friendly community where reasonable annual dues include parking, trash, water, sewer, electric, propane, and common area maintenance. Co-op board approval is required and only cash purchases are permitted. Rentals are not allowed. The house, originally two separate units, has been combined into a spacious two-bedroom, two-bathroom with a great floorplan. High ceilings with knotty pine shiplap, exposed wooden beams, and hardwood flooring give off serious lake cabin vibes. The kitchen features newer stainless-steel appliances, there is a dining area and two living rooms. Both bedrooms are spacious, one has an en-suite bathroom and the other has a private deck with views of the lake. On the outside, a large deck offers sweeping views of sparkling Loch Sheldrake and plenty of space to BBQ, relax, and entertain. The house is being sold fully furnished for a completely turn-key sale. The community is conveniently located in the middle of Sullivan County, close to golf courses, Resorts World Catskills, & the Kartrite Indoor Waterpark. The nearby town of Liberty offers a Shoprite, Tractor Supply, and a delicious variety of restaurants. Nearby parks include Morningside Park, Hanofee Park, & Walnut Mountain. This is the place to be for easy and affordable summer living, come see it today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Actual
- Year built: 1938
Materials
- Foundation: Block
- Construction materials: Wood Siding
Type & Style
- Home type: Cooperative
- Architectural style: Other
- Property subType: Stock Cooperative,Residential
Interior
Appliances
- Appliances included: Freezer,Gas Oven,Gas Range,Refrigerator,Stainless Steel Appliance(s),Gas Water Heater
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- First Floor Bedroom,First Floor Full Bath,Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,High Speed Internet,Natural Woodwork,Open Floorplan,Open Kitchen
- Window features: Double Pane Windows
- Flooring: Ceramic Tile,Hardwood
- Attic: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: None
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 875
- Total interior livable area: 875 sqft
Property
Details
- Parcel number: 288901700001005002
- Special condition: None
Features
- Levels: One
- Pool features: Community,Fenced,In Ground,Outdoor Pool
- Patio & porch: Deck
- Exterior features: Playground,Tennis Court(s)
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Beach Access,Lake Privileges
Lot
- Lot size: 435.60 sqft
- Features: Cleared,Near Golf Course,Near Shops,Views
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sullivan County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $632 | $7,584 |
| Home Insurance * | $59 | $708 |
| Property Taxes | $188 | $2,256 |
| Electricity | $246 | $2,954 |
| Total | $1,125 | $13,500 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-12 | Listed for sale | $130,000 |
| 2025-11-02 | Listing removed | $140,000 |
| 2025-09-24 | Listed for sale | $140,000 |
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