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138 Destiny Oaks Dr, Long Beach, MS, 39560

5beds
4baths
2,760sqft
$600,000
$217price/sqft
$4,249/moest. monthly cost
$169,960/yrincome needed

About This Home

REDUCED! Escape to your own custom oasis, WALKING DISTANCE TO THE BEACH but safely outside a flood zone. This stunning 5-bedroom, 4-bath home offers unparalleled craftsmanship and thoughtful design, providing a perfect blend of luxury and comfort. Step inside and be greeted by the exquisite detail of double and triple crown molding and beautiful millwork that flows throughout the entire home. The heart of the house is the expansive chef's kitchen, a culinary dream with its oversized refrigerator, built-in microwave and oven, a separate cooktop, sleek quartz countertops, and a charming farmhouse sink. Host elegant dinners in the dedicated formal dining area. The living room is an inviting space, anchored by a beautiful fireplace with a modern plank accent wall, perfect for cozy nights. The private master suite is a true retreat, featuring a tray ceiling and another stylish plank accent wall. After a long day, find serenity in the spa-like master bath, which includes separate vanities, a spacious walk-in shower, and a luxurious deep soaking tub. This home's clever layout ensures privacy for all. On one side, you'll find convenient Jack and Jill bedrooms, while a third bedroom is privately situated on the other side of the house. The fifth bedroom, complete with its own private bath, is located upstairs, offering an ideal space for guests or a quiet office. Extend your living space outdoors to the covered back patio, complete with a fully equipped outdoor kitchen—perfect for entertaining and enjoying the coastal breeze. This home truly has it all, combining sophisticated features with practical design for the ultimate living experience. Schedule your private showing today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Long Beach Middle SchoolGrades 5-82.3 mi
9/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Cooktop,Dishwasher,Microwave
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,Natural Woodwork,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s)
  • Flooring: Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Ductless

Interior Area

  • Total structure area: 2,760
  • Total interior livable area: 2,760 sqft

Property

Details

  • Parcel number: 0512j01035.036

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch
  • Exterior features: Electric Grill,Outdoor Kitchen

Lot

  • Lot size: 0.28 Acres
  • Features: Near Beach

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$665$7,980
Property Taxes $295$3,540
Electricity $256$3,079
Total$4,249$50,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,680/yr
40% on housing$127,470/yr
45% on housing$113,306/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 39560$147
Harrison County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 39560$142
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$635,000
2026-04-02Price change$640,000
2026-02-13Price change$645,000
2025-11-03Price change$669,945
2025-09-24Listed for sale$690,750

New Construction

AgentDenise L Bush
BrokerageDenise Bush Properties, LLC

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