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4816 Spring Lake Dr, Charlotte, NC, 28212

2beds
2baths
1,085sqft
$150,000
$138price/sqft
$1,102/moest. monthly cost
$44,080/yrincome needed

About This Home

Welcome to this beautifully maintained first-floor condo! Perfect for first time buyers or investors looking to start or grow their rental portfolio. This charming home features 2 spacious bedrooms, each with walk-in closets, and 2 fully renovated bathrooms. The open-concept layout seamlessly connects the living room, dining area, and kitchen, creating an ideal space for entertaining family and friends. Need a dedicated workspace or study area? This home offers a flex room currently being used as a third bedroom or home office. Step outside to the private patio overlooking the neighborhood pond—the perfect spot to enjoy your morning coffee or unwind after a long day. Conveniently located near restaurants, gas stations, and other essential amenities, this home combines comfort and practicality in a peaceful setting.

Getting Around

11
WalkingCar-Dependent
31
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

6/10
Lawrence Orr ElementaryGrades PK-50.2 mi
3/10
Cochrane MiddleGrades 6-121.7 mi
1/10
Garinger High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Construction materials: Brick Full

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Microwave,Refrigerator
  • Laundry features: Laundry Closet,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Features

  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,085

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,085
  • Total interior livable area: 1,085 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 10308254
  • Zoning: R17MF
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Waterfront features: None

Parking

  • Total spaces: 1
  • Parking features: Assigned,Parking Space(s)
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$58$696
Property Taxes $86$1,032
Electricity $200$2,405
Total$1,102$13,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,782/yr
40% on housing$33,060/yr
45% on housing$29,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 28212$154
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28212$210
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$150,000

For Sale by Agent

AgentLorena Pujols
BrokerageUnited Real Estate-Queen City

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