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1425 E 700th Rd S, Wolcottville, IN, 46795

3beds
2baths
2,158sqft
$579,900
$269price/sqft
$3,672/moest. monthly cost
$146,880/yrincome needed

About This Home

OPEN HOUSE Sunday, MAY 31st 1PM-3PM Lakefront Luxury, Your Private Lake Oasis Awaits! Just in Time for Lake Season! Calling all lake lovers, whether you're dreaming of unforgettable summers on the water or embracing year-round lake living, this rare corner-lot retreat at the intersection of Westler & Witmer Lakes offers the perfect opportunity to own your own slice of paradise. Perfectly positioned on the channel with panoramic views of the main lake, this beautifully built, turn-key 3-bedroom, 2-bath home is flooded with natural light from every window. The open-concept design features granite countertops, stainless steel appliances, walk-in showers, 6-panel doors, and a tankless water heater — blending comfort, quality, and low-maintenance living. Step from the spacious living room onto the 20x10 elevated deck and soak in sweeping views of both the peaceful channel and the sparkling main lake. Morning coffee by the water, afternoons spent boating, sunset cruises, evenings around the fire, this is the lake lifestyle buyers wait for. There is even extra storage under the deck for all your water and boating toys. Plus, enjoy the convenience of local favorite Coody Brown’s restaurant just a short walk away, perfect for lakeside dining, live music, and gathering with friends and family after a day on the water. Upstairs, one bedroom offers access to a charming third-level bonus space perfect for a cozy hideaway, home office, or additional storage. The built-in security system and metal pier are included for added convenience and peace of mind. Located on the highly desirable Indian Chain of Lakes, you’ll enjoy access to 680 acres of year-round recreation, including all-sports Witmer and Dallas Lakes plus three additional fishing lakes. Quiet serenity in the back, endless lake fun in the front — truly the best of both worlds. Summer is almost here, and opportunities like this don’t last long. Imagine making this stunning property your own lake oasis and creating memories for years to come. Schedule your private showing today and bring your offer before lake season is in full swing! Home is supported by 27 helical pilings beneath the fully encapsulated concrete crawl space offering ample dry storage the size of the main floor. Crawl space access is located in the hallway closet.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Lakeland Primary SchoolGrades K-27.4 mi
4/10
Lakeland High SchoolGrades 7-128.1 mi
5/10

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Gas Range,Gas Water Heater,Water Softener Owned

Basement

  • Basement: Crawl Space,Concrete

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 120

Family Room

  • Area: 0

Features

  • Ceiling-9+,Ceiling Fan(s),Countertops-Solid Surf,Entrance Foyer,Stand Up Shower
  • Door features: Six Panel Doors
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,158

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,158
  • Total interior livable area: 2,158 sqft

Kitchen

  • Level: Main
  • Area: 170

Living Room

  • Level: Main
  • Area: 272

Office

  • Area: 0

Property

Details

  • Parcel number: 441032100040.001010
  • Other equipment: Sump Pump+Battery Backup

Features

  • Levels: Two
  • Stories: 2
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Deck on Waterfront,Pier/Dock,Deeded,Lake Front,Access to Ski Lake
  • Waterbody name: Westler Lake
  • Frontage length: Channel/Canal Frontage(59),Water Frontage(82)

Lot

  • Lot size: 3,484 sqft
  • Features: Corner Lot,Lake,Landscaped
  • Lot size dimensions: 98X48

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$307$3,684
Property Taxes $236$2,832
Electricity $197$2,373
Total$3,672$44,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,897/yr
40% on housing$110,160/yr
45% on housing$97,920/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 46795$164
LaGrange County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46795
LaGrange County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Price change$579,900
2026-05-28Listed for sale$589,900
2026-04-28Listing removed$589,900
2026-03-06Listed for sale$589,900
2026-01-01Listing removed$585,000
2025-11-13Price change$585,000
2025-09-24Listed for sale$589,900

For Sale by Agent

AgentAngela Harouff
BrokerageNorth Eastern Group Realty

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