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306 Tuscany Drive #57, Floyds Knobs, IN, 47119

3beds
2baths
1,598sqft
$495,900
$310price/sqft
$3,180/moest. monthly cost
$127,200/yrincome needed

About This Home

INTIMATELY WARM & FRIENDLY COMMUNITY LOCATED NEAR LIGHT COMMERCIALISM INCLUDING GROCERY, DINING, BANKING, 4-STAR RATED SCHOOLS, & I64 WITHIN 10 MINS TO DOWNTOWN LOUISVILLE! Extras include: irrigation, front landscaped, screened in porch, covered porch, concrete driveway/sidewalk/porch, & public sidewalks; unfinished walkout basement (can be finished) roughed in with plumbing & electric; 3BR/2B, coffered ceiling in FR w/fireplace, island w/overhang, kitchen custom tile backsplash, stainless appliances, walk in pantry, utility/mud room w/bench & cubbies, main bedroom encompasses tray ceiling, double basin vanity, garden tub, walk in custom tile shower, commode room, & large walk in closet; MUCH MORE. AGENT IS RELATED TO SELLER!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
10/10
Floyd Central High SchoolGrades 9-121.9 mi
8/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Poured
  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame,Stone

Other

  • Builder name: Don Thieneman

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Self Cleaning Oven
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 11 x 12

Family Room

  • Level: First
  • Dimensions: 14 x 17

Features

  • Breakfast Bar,Bathroom Rough-In,Ceiling Fan(s),Entrance Foyer,Eat-in Kitchen,Garden Tub/Roman Tub,Kitchen Island,Main Level Primary,Mud Room,Open Floorplan,Pantry,Split Bedrooms,Separate Shower,Cable TV,Utility Room,Vaulted Ceiling(s),Natural Woodwork,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,598

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,598
  • Total interior livable area: 1,598 sqft

Kitchen

  • Level: First
  • Dimensions: 11 x 13

Master Bedroom

  • Level: First
  • Dimensions: 13 x 15

Other

  • Level: First
  • Dimensions: 11 x 13

Other

  • Level: First
  • Dimensions: 5 x 9

Other

  • Level: First
  • Dimensions: 9 x 11

Other

  • Level: Lower
  • Dimensions: 11 x 14

Property

Details

  • Parcel number: New or Under Construction
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch,Screened
  • Exterior features: Enclosed Porch,Fence,Sprinkler/Irrigation,Landscaping,Paved Driveway,Porch,Patio
  • Fencing: Yard Fenced

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Basement,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Ice Storm

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,507$30,084
Home Insurance *$217$2,604
Property Taxes $272$3,264
Electricity $184$2,212
Total$3,180$38,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,028/yr
40% on housing$95,400/yr
45% on housing$84,800/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 47119$166
Floyd County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 47119$182
Floyd County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Price change$495,900
2025-09-24Listed for sale$485,900

New Construction

AgentKelly Thieneman
BrokerageThieneman Realty, Inc.

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