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295 Valleyview Ln, Oakland, TN, 38060

4beds
4baths
2,705sqft
$514,900
$190price/sqft
$3,781/moest. monthly cost
$151,240/yrincome needed

About This Home

Welcome to Valleybrook: A sought-after Regency Homebuilders community in the heart of Oakland. This popular Asher floor plan is a 4 bedroom, 3.5 bathroom home with tall ceilings, luxury finishes, and an open concept floorplan. The covered Outdoor Living area with a brick fireplace is the perfect place for relaxing or entertaining. This home includes blinds and a wood fence, and is READY NOW. Don't miss your opportunity to own this beauty! **Contact us today to learn about the current builder promo valued at $25,000! Promo ends May 10th.**

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
4/10
West Junior High SchoolGrades 6-81.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition

Other

  • Builder name: Regency Homebuilders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Cooktop,Dishwasher,Disposal,Gas Cooktop,Microwave,Range/Oven
  • Laundry features: Laundry Room

Bedroom2

  • Features: Carpet,Private Full Bath,Smooth Ceiling
  • Level: First
  • Area: 132

Bedroom3

  • Features: Carpet,Shared Bath,Smooth Ceiling
  • Level: Second
  • Area: 156

Bedroom4

  • Features: Carpet,Shared Bath,Smooth Ceiling
  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Area: 286

Den

  • Area: 340

Features

  • 1 or More BR Down,Double Vanity Bath,Full Bath Down,Half Bath Down,Primary Down,Separate Tub & Shower,Split Bedroom Plan,Vaulted/Coffered Primary,High Ceilings,Smooth Ceiling,Two Story Foyer,Vaulted/Coff/Tray Ceiling,Cable Wired,Powder/Dressing Room,Walk-In Closet(s),1/2 Bath,2 or More Baths,2nd Bedroom,Breakfast Room,Den/Great Room,Kitchen,Laundry Room,Primary Bedroom,1 Bath,3rd Bedroom,4th or More Bedrooms,Play Room/Rec Room,Square Feet Source: Floor Plans (Builder/Architecture)
  • Window features: Double Pane Windows
  • Flooring: Part Carpet,Part Hardwood
  • Number of fireplaces: 1
  • Fireplace features: In Den/Great Room,Ventless
  • Fireplace: Yes
  • Attic: Attic Access

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,705 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Separate Breakfast Room
  • Area: 168

Living Room

  • Features: Great Room

Master Bathroom

  • Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Full Bath

Master Bedroom

  • Features: Carpet,Smooth Ceiling,Vaulted/Coffered Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 224

Property

Details

  • Parcel number: 086NC01700000

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Covered Patio
  • Fencing: Wood,Wood Fence
  • Living area range: 2600-2799

Lot

  • Lot size: 10,193 sqft
  • Features: Professionally Landscaped
  • Lot size dimensions: .234

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,603$31,236
Home Insurance $288$3,456
Property Taxes $671$8,052
Electricity $219$2,637
Total$3,781$45,372

Income You'd Need if You Spent...

35% on housing$129,634/yr
40% on housing$113,430/yr
45% on housing$100,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 38060$162
Fayette County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 38060$176
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Price change$514,900
2025-09-24Listed for sale$509,900

New Construction Spec

AgentRichard Floyd
BrokerageRegency Realty, LLC

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