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251 Harborwood Street, Lillington, NC, 27546

4beds
4baths
2,560sqft
$359,896
$141price/sqft
$2,453/moest. monthly cost
$98,120/yrincome needed

About This Home

Welcome to the CL2560 Plan, built by trusted builder, Caviness Land, in Creekside Oaks South! Now with FENCED BACK YARD + SODDED FRONT AND BACK YARD + $13,000 USE AS YOU CHOOSE INCENTIVE! Can be used for Closing Costs, Rate Buy Down, or Builder Provided Fridge, Blinds, Washer, or Dryer! Discover your dream home in Creekside Oaks South, a brand-new community in Harnett County featuring sidewalk-lined streets and a welcoming neighborhood feel. This beautifully designed 2-story home offers 4 bedrooms, 3.5 bathrooms, and 2,560 square feet of well-appointed living space, perfectly suited for modern living. Step inside to find a light and airy open floor plan, highlighted by a formal dining room, a spacious Great Room with an electric fireplace, and a stylish kitchen with center island and breakfast nook - perfect for everyday living and entertaining alike. The main-floor master suite is a true retreat, boasting a trey ceiling, generous walk-in closet, and a spa-inspired en suite bath. Upstairs, you'll find three additional bedrooms, two full baths, a versatile loft, a dedicated home office, and a convenient laundry room - all designed to meet the needs of a growing household. This home sits on a generous interior lot and includes a 2-car garage, a back patio, and privacy fence in back yard. Don't miss this opportunity to own a brand-new home in one of Harnett County's most exciting new communities. Schedule your tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

--
Anderson Creek PrimaryGrades PK-23.7 mi
7/10
Western Harnett MiddleGrades 6-82.1 mi
3/10
Overhills High SchoolGrades 9-124.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Range,Disposal,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Nook

  • Level: First

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Mud Room,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,560
  • Total interior livable area: 2,560 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: Second

Other

  • Level: Second

Property

Details

  • Parcel number: 01053612002828
  • Zoning: RA-20R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Privacy,Back Yard,Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 10,454 sqft
  • Features: Interior Lot
  • Lot size dimensions: 70 x 147.65 x 70 x 147.63

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$193$2,316
Property Taxes $203$2,436
Electricity $238$2,861
Total$2,453$29,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,102/yr
40% on housing$73,590/yr
45% on housing$65,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 27546$139
Harnett County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27546$156
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$359,898
2026-04-27Price change$359,899
2026-04-21Price change$359,900
2026-02-16Price change$363,398
2026-01-08Price change$363,399
2025-11-10Price change$363,400
2025-10-30Price change$376,998
2025-10-03Price change$376,999
2025-09-25Listed for sale$377,000

New Construction

AgentJennifer M Ritchie
BrokerageEverything Pines Partners LLC

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