




3715 Avenue J NW, Winter Haven, FL, 33881
About This Home
Welcome to this charming 3-bedroom, 1.5-bath home nestled in the heart of Winter Haven! Built in 1995, this well-maintained property offers a cozy yet efficient layout that's perfect for first-time buyers, downsizers, or investors. With 892 sq ft of living space, it sits on a spacious lot with room for outdoor living, gardening, or future expansion. Step inside to find a bright, open living area that flows into the Kitchen and dining space. The home features updated systems, including newer HVAC, making it move-in ready. Both bedrooms provide comfortable space and natural light, while the bathroom is designed for functionality. Outside, enjoy a generous backyard with endless potential-whether you envision a patio, play area, or simply a private retreat. The property also offers ample parking and sits on a quiet street, providing a balance of privacy and convenience.
Getting Around
Schools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Inside,Washer Hookup
Bathroom2
- Level: First
Bathroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Thermostat
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 892
- Total interior livable area: 892 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 252824353600005054
- Zoning: R-3
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Lighting
Lot
- Lot size: 6,551 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hurricane
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,097 | $13,164 |
| Home Insurance * | $203 | $2,436 |
| Property Taxes | $132 | $1,584 |
| Electricity | $197 | $2,366 |
| Total | $1,629 | $19,548 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-26 | Listed for sale | $217,000 |
