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18731 Us Highway 2, Troy, MT, 59935

1beds
1baths
2,800sqft
$3,399,000
$1,214price/sqft
$20,362/moest. monthly cost
$814,480/yrincome needed

About This Home

Escape to your own private sanctuary with this rare 24-acre property, beautifully timbered and offering half a mile of stunning Kootenai river frontage. This retreat combines comfort, privacy, and self-sufficiency in one incredible package. Take advantage of your own private boat ramp into the legendary Kootenai river where many Hollywood movies scenes were filmed including “The Revenant”. A huge, versatile shop provides endless opportunities—perfect for hobbies, storage, or business use. Entertain on the covered 1400 sq ft patio. The main floor offers an oversize bathroom with a jacuzzi tub and shower, large walk in closet, and full kitchen. No power no problem as the property can be fully powered with a state of the art generator system anytime the grid goes down. Whether you’re seeking a quiet full-time residence, a recreational getaway, or an investment in Montana’s rugged beauty, this property is ready to welcome you. Properties like this don’t come along often!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
W F Morrison SchoolGrades PK-63.3 mi
6/10
Troy 7-8Grades 7-83.5 mi
4/10
Troy High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 2,800 sqft

Property

Details

  • Parcel number: 56428121101030000
  • Special condition: Auction

Features

  • On waterfront: Yes
  • Waterfront features: Navigable Water,River Front,Waterfront
  • Waterbody name: Kootenai River

Lot

  • Lot size: 24.03 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Wildfire
Avalanche
Landslide
Lightning

FEMA Declared Disasters in Lincoln County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,187$206,244
Home Insurance $1,567$18,804
Property Taxes $1,416$16,992
Electricity $192$2,307
Total$20,362$244,344

Income You'd Need if You Spent...

35% on housing$698,125/yr
40% on housing$610,860/yr
45% on housing$542,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,214This listing

vs Other Active Listings

Avg $/sqft

ZIP 59935$201
Lincoln County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 59935
Lincoln County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentDouglas DeShazer
BrokerageDeShazer Ryan Realty

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