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1600 Ripley Rd, Tully, NY, 13159

5beds
3baths
3,956sqft
$1,550,000
$392price/sqft
$11,939/moest. monthly cost
$477,560/yrincome needed

About This Home

If you've been searching for a home that combines luxury, privacy, and breathtaking views, you've found it. Situated on 4.56 private acres overlooking Otisco Lake and the surrounding countryside, this custom-built raised ranch offers an exceptional lifestyle. Built just three years ago, the home was thoughtfully designed with quality, efficiency, and comfort in mind. The stunning great room features soaring 16-foot maple post-and-beam ceilings, hickory hardwood floors, a floor-to-ceiling stone fireplace, and a wall of windows showcasing panoramic views. The custom kitchen offers hickory cabinetry, quartz countertops, premium GE Monogram appliances, dual ovens, a farmhouse sink, walk-in pantry, and oversized island. The main level includes a luxurious primary suite with spa-inspired bath, walk-in closet, laundry room, private office, and guest powder room. The walkout lower level provides additional living space with a large family room, wet bar, additional bedrooms, and access to a covered stamped concrete patio. With five bedrooms total, there's room for family and guests alike. Built for efficiency and peace of mind, the home features Anderson 400 Series windows, Hardie siding, spray foam insulation, a whole-house generator, Navien tankless water heater, dual-zone HVAC, and an extensive solar panel system. A 56' x 40' detached garage with water and power offers incredible flexibility, including approximately 1,200 square feet of unfinished space above. For boating enthusiasts, the owners may also offer the opportunity to acquire their highly sought-after marina slip on Otisco Lake. With a waiting list often exceeding 10 years, this is a rare opportunity to enjoy lake access without waterfront ownership. To make the transition even easier, the owners are open to including select furnishings with the sale, creating a potential turnkey opportunity for buyers seeking a primary residence, vacation retreat, or seasonal getaway. Whether you're seeking a luxury primary residence or private Finger Lakes retreat, this extraordinary property delivers the perfect blend of comfort, recreation, and unforgettable views.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
Tully Elementary SchoolGrades PK-56.8 mi
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Block
  • Roof: Architectural,Shingle
  • Construction materials: Blown-In Insulation,Fiber Cement,Frame,Stone,Spray Foam Insulation

Other

  • Builder model: KPC Building

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Free-Standing Range,Freezer,Disposal,Gas Oven,Gas Range,Microwave,Oven,Refrigerator,Range Hood,Tankless Water Heater,Washer
  • Laundry features: Main Level

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Great Room,Kitchen Island,Partially Furnished,Storage,Walk-In Pantry,Bar,Bedroom on Main Level,Convertible Bedroom,Bath in Primary Bedroom,Main Level Primary,Primary Suite,Programmable Thermostat,Workshop
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Solar,Zoned,Electric
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,956
  • Total interior livable area: 3,956 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Other

  • Level: Basement

Storage Room

  • Level: Basement

Property

Details

  • Parcel number: 31440002100000050400010000
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Balcony,Deck,Patio
  • Exterior features: Balcony,Concrete Driveway,Deck,Gravel Driveway,Patio,Propane Tank - Owned
  • Has view: Yes
  • View description: Slope View

Lot

  • Lot size: 4.56 Acres
  • Features: Agricultural,Irregular Lot,Rural Lot
  • Lot size dimensions: 576 x 405

Parking

  • Total spaces: 3
  • Parking features: Attached,Electricity,Garage,Heated Garage,Workshop in Garage,Water Available,Driveway,Garage Door Opener,Other
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,837$94,044
Home Insurance *$582$6,984
Property Taxes $2,867$34,404
Electricity $653$7,845
Total$11,939$143,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$409,337/yr
40% on housing$358,170/yr
45% on housing$318,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 13159$208
Onondaga County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 13159$155
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Price change$1,550,000
2026-06-11Listed for sale$1,695,000
2025-11-11Listing removed$1,695,000
2025-09-25Listed for sale$1,695,000

For Sale by Agent

AgentJessica S Rockwood
BrokerageKeller Williams Syracuse

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