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28 S Richmond Ave, Westmont, IL, 60559

2beds
1baths
1,300sqft
$449,000
$345price/sqft
$3,263/moest. monthly cost
$130,520/yrincome needed

About This Home

Generous, prime 0.68-acre estate lot located within walking distance to both downtown Westmont and Clarendon Hills amenities and Metra stations. The home sits tucked away nearly 200 feet off the street on a deep 100 x 297 lot within award-winning Westmont School District 201. Offering a tastefully updated interior, the turn-key structure features 2 bedrooms, 1 bath, a spacious second-floor loft perfect for a 3rd bedroom or home office, and existing basement plumbing with a toilet. This property offers incredible optionality: build your dream estate, expand the existing structure, add an ADU, or potentially subdivide (buyer to verify zoning/subdivision requirements with the Village). Enjoy a private, country-like feel while staying central to all of Chicagoland. Home being sold as-is.

Getting Around

57
WalkingSomewhat Walkable
32
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

9/10
9/10
Westmont Jr High SchoolGrades 6-81.7 mi
9/10
Westmont High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1937

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding,Cedar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Heating & Cooling

  • Heating features: Steam
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,300 sqft

Kitchen

  • Level: Main
  • Area: 260
  • Dimensions: 10X26

Living Room

  • Level: Main
  • Area: 285
  • Dimensions: 15X19

Master Bedroom

  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0910305011
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 0.68 Acres
  • Lot size dimensions: 297 X 100 X 297 X 100

Parking

  • Total spaces: 1
  • Parking features: Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$156$1,872
Property Taxes $707$8,484
Electricity $130$1,569
Total$3,263$39,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,874/yr
40% on housing$97,890/yr
45% on housing$87,013/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 60559$294
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60559$277
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for rent$2,750
2025-04-10Listing removed$2,700
2025-03-06Price change$2,700
2025-02-14Price change$2,850
2025-01-25Listed for rent$2,950
2023-07-17Listing removed--
2023-06-28Price change$389,999
2023-06-07Listed for sale$399,999
2006-04-10Sold$406,000
2004-04-28Sold$240,000

For Sale by Agent

AgentMatt Kovarik
BrokerageFuturevision, Inc.

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