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485 SW Jordan St, Madison, FL, 32340

4beds
4baths
2,688sqft
$235,000
$87price/sqft
$1,880/moest. monthly cost
$75,200/yrincome needed

About This Home

The Southern Porch on Jordan Street! Step into another era of time with this beautiful 2 story home offering 2,688 square feet of heated and cooled living space. This 4-bedroom, 4-bath residence blends historic charm with modern updates, making it a rare and exceptional value. The 3 upstairs bedrooms feature comfortable carpeting, while recent upgrades—including new electrical, new plumbing, new windows, interior doors, and blinds—provide peace of mind and modern convenience. A covered front porch that will accommodate multiple rocking chairs and a screened side porch. The flexible floor plan includes 1 Bdrm suite plus a bath and a half downstairs with a versatile downstairs bonus room, ideal for a mother-in-law suite, private office, or additional family living space. Situated on a spacious 0.41-acre lot, the property offers ample room to add a pool, workshop, or garden retreat. Mature trees enhance the setting, providing shade and Southern charm. Enjoy the convenience of city water and sewer, central heat and air, and a location that truly shines—just six blocks from Lake Francis. Whether you prefer a short walk or a golf cart ride, outdoor enjoyment is always within easy reach.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawlspace
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Two Story
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer

Bedroom2

  • Dimensions: 15x16

Bedroom3

  • Dimensions: 16x14

Bedroom4

  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Dimensions: 15x16

Family Room

  • Dimensions: 14x14

Features

  • Tray Ceiling(s),High Ceilings,Vaulted Ceiling(s),Window Treatments,Entrance Foyer,Primary Downstairs
  • Flooring: Carpet,Hardwood,Plank,Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Gas,Heat Pump

Interior Area

  • Total structure area: 2,688
  • Total interior livable area: 2,688 sqft

Kitchen

  • Dimensions: 11x16

Living Room

  • Dimensions: 14x16

Master Bedroom

  • Dimensions: 14x14

Other

  • Dimensions: 36x8

Property

Details

  • Parcel number: 0000004254000000
  • Special condition: Standard

Features

  • Patio & porch: Covered,Porch,Screened
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: 111 x 160 x 111 x 160

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Strong Wind
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Madison County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$263$3,156
Property Taxes $159$1,908
Electricity $270$3,246
Total$1,880$22,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,457/yr
40% on housing$56,400/yr
45% on housing$50,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 32340$124
Madison County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 32340
Madison County$65

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Listed for sale$235,000
2026-07-03Listing removed$239,000
2026-04-24Price change$239,000
2026-04-02Listed for sale$245,000
2025-12-19Sold$43,000
2025-12-06Contingent$99,500
2025-11-24Listed for sale$99,500
2025-10-25Contingent$99,500
2025-09-17Price change$99,500
2025-09-12Listed for sale$115,000

For Sale by Agent

AgentLynette C Sirmon
BrokerageAll Realty Services

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