197 NE Betty St, Madison, FL, 32340
About This Home
Discover the comfort & charm of country living in this inviting 3-bed, 1-bath home located in desirable Madison County. Designed with both functionality & everyday living in mind. This home features a living room, bonus room, & a welcoming kitchen with an adjoining dining area, offering plenty of room to gather with family & friends. The classic brick exterior is complemented w/metal roof, providing timeless curb appeal & low-maintenance. Outside, established shrubbery provides a peaceful setting with just the right amount of privacy. A great space to garden or simply enjoy the outdoors. Whether you're searching for your first home, a place to put down roots, or an investment opportunity, this property offers endless potential, comfort & practicality.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Washer,Electric Range
- Laundry features: Laundry Room,Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Bonus Room,Wood Counters
- Window features: Aluminum Frames,Insulated Windows
- Flooring: Hardwood,Carpet
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 1,242
- Total interior livable area: 1,242 sqft
Property
Details
- Parcel number: 0000004770004000
- Zoning: R1
Features
- Levels: One
- Patio & porch: Front Porch
- Exterior features: Shrubbery,Flowering Trees
Lot
- Lot size: 0.40 Acres
- Features: Irregular Lot
- Lot size dimensions: Irregular
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $753 | $9,036 |
| Home Insurance * | $167 | $2,004 |
| Property Taxes | $142 | $1,704 |
| Electricity | $197 | $2,366 |
| Total | $1,259 | $15,108 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Listed for sale | $149,000 |
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