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1 Canterbury Kreder Farms, Saint Charles, MO, 63304

3beds
2baths
2,214sqft
$528,990
$239price/sqft
$3,640/moest. monthly cost
$145,600/yrincome needed

About This Home

Take advantage of our monthly incentive-flex cash incentives of $15,000 on 70' and 80' lots and $20,000 on 62' lots.The Canterbury is one of Rolwes Company’s most popular ranch-style home designs—and it’s easy to see why. This to-be-built home features a split three-bedroom floor plan with two bathrooms, main-floor laundry/mudroom, and a spacious three-car garage. The open layout flows beautifully from the great room to the sunlit dining area and kitchen, which includes an expansive island with additional seating and a “super-sized” walk-in pantry—perfect for everyday living and entertaining alike. The owner’s suite is a private retreat complete with a luxurious bath and large walk-in closet. Personalize your Canterbury with options such as vaulted ceilings, a Jack & Jill bath, gourmet kitchen, or a planning niche. Add warmth and character with a fireplace, or bring in even more natural light with bay windows. Every Rolwes Company home includes enclosed soffits and fascia, a fully sodded yard, and a professional landscape package for timeless curb appeal. Images shown may reflect optional features. Please see your Sales Representative for a complete list of included features and community details.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
8/10
Hardin Middle SchoolGrades 7-80.4 mi
6/10
St. Charles High SchoolGrades 9-120.6 mi

Construction

Condition

  • New construction: Yes

Materials

  • Construction materials: Other

Other

  • Builder name: Rolwes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Other,Oven,Range
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Storage Space,Sump Pump,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area above ground: 2,214

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,214
  • Total interior livable area: 2,214 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 3
  • Parking features: Attached,Covered,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$330$3,960
Property Taxes $467$5,604
Electricity $169$2,028
Total$3,640$43,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,800/yr
40% on housing$109,200/yr
45% on housing$97,066/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 63304$187
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63304$192
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$522,990
2025-11-16Listed for sale$517,990
2025-11-16Listing removed$517,990
2025-10-01Price change$517,990
2025-09-14Price change$512,990
2025-07-02Price change$507,990
2025-06-24Price change$512,990
2025-04-18Price change$507,990
2025-03-01Price change$536,990
2024-11-27Price change$526,990
2024-11-01Price change$514,990
2024-07-23Price change$504,990
2024-07-17Price change$499,990
2024-05-30Price change$494,990
2024-03-20Price change$489,990
2023-12-21Price change$479,990
2023-11-20Price change$484,990
2023-05-02Price change$515,990
2023-04-18Listed for sale$509,990

New Construction

AgentAmanda A Alejandro
BrokerageRealty Shop

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