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110 Old Tchula Rd, Lexington, MS, 39095

2beds
1baths
1,304sqft
$40,000
$31price/sqft
$428/moest. monthly cost
$17,120/yrincome needed

About This Home

Price Reduction!!! Seller is motivated!!! This home is perfect for investors or first-time buyers ready to put in some work for a big reward. This home offers a generous lot with a huge yard -- perfect for families, entertainers, or anyone craving space and serenity. This 2-bedroom, 1-bath property is currently tenant-occupied, offering immediate rental income. Home needs cosmetic updates but appears to have solid bones and a functional layout. Ideal for renovation, rental portfolio, or owner-occupant looking to personalize. Home is sold as is. Motivated Seller Bring All Offers. Home is tenant occupied. Please do not disturb tenant. Appointment required to show.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 1,304
  • Total interior livable area: 1,304 sqft

Property

Details

  • Parcel number: 0500504200

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Winter Weather
Drought
Earthquake

FEMA Declared Disasters in Holmes County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $202$2,424
Home Insurance *$17$204
Property Taxes $17$204
Electricity $192$2,304
Total$428$5,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,674/yr
40% on housing$12,840/yr
45% on housing$11,413/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$31This listing

vs Other Active Listings

Avg $/sqft

ZIP 39095$165
Holmes County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 39095$225
Holmes County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-26Price change$60,000
2025-09-26Listed for sale$69,500

For Sale by Agent

AgentMelinda Harvey
BrokeragePurvis Realty Group, LLC

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