25 County Rte 413, Westerlo, NY, 12193
About This Home
A truly rare opportunity to own a versatile, one-of-a-kind property with two fully equipped homes on two peaceful country acres. This unique offering includes a 3-bedroom, 2-bath main home plus a separate 2-bedroom accessory dwelling, perfect for multi-generational living, rental income, or extended guest space. The primary residence is a well-maintained home featuring an open-concept layout, full kitchen, laundry room, and a spacious primary suite with a large closet. The accessory dwelling, built in 2006, is a 2-bedroom, 1-bath home with a galley kitchen, laundry, and comfortable living spaces--ideal for privacy and flexibility. Outside, the property offers a two-bay garage, a cleared lot with a large usable yard, and the tranquility of a quiet country setting. Recent updates include a new roof on first dwelling and garage, a brand-new well pump with large holding tank, and a recently pumped septic system, providing peace of mind for the next owner. Whether you're seeking additional income potential, room for extended family, or simply a spacious rural retreat, this property delivers exceptional value and versatility. Sellers are motivated--don't miss this opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Foundation: Block,Slab
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Property subType: Single Family Residence,Residential,Apartment,Mobile Home
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Oven,Refrigerator,Washer
- Laundry features: Laundry Room
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Family Room
- Level: First
Features
- Kitchen Island
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,620
Full Bathroom
- Level: First
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,620
- Total interior livable area: 1,620 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 150.118.1
- Attached to another structure: Yes
- Special condition: Standard
Features
- Patio & porch: Front Porch
- Exterior features: None
Lot
- Lot size: 2 Acres
- Features: Cleared
Parking
- Total spaces: 6
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Landslide
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $141 | $1,692 |
| Property Taxes | $467 | $5,604 |
| Electricity | $267 | $3,212 |
| Total | $2,543 | $30,516 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Price change | $323,000 |
| 2026-08-01 | Price change | $330,000 |
| 2026-07-09 | Listed for sale | $335,000 |
| 2026-03-05 | Listing removed | $380,000 |
| 2025-09-26 | Listed for sale | $380,000 |
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