




524 NE Withla Bluffs Way, Lee, FL, 32059
About This Home
Withlacoochee River Waterfront Retreat on 1.27 Acres! Nestled behind a gated entrance and surrounded by mature hardwoods, this elevated river house offers a rare opportunity to create your own waterfront getaway. Situated on the scenic Withlacoochee River, the property features 1 bedroom, 1 bathroom, an open living area, large screened porch, two covered parking bays, private well and septic, and a durable metal roof. Whether you're seeking a fishing camp, weekend retreat, vacation property, or investment opportunity, this property offers incredible potential. Much of the groundwork has already been completed, including kitchen cabinetry, bathroom fixtures, screened porch, and a recently rebuilt staircase. The home is being sold as an unfinished project and is ready for a new owner to customize and complete to their own vision. Electrical service has been run to the home but is not currently connected, as the owner's original intent was to utilize solar power. No utilities are active at this time, and the home does not currently have central HVAC. Seller has never occupied the property and cannot verify the condition of systems or components. Buyers should conduct all desired inspections and due diligence. Select photos have been virtually staged to illustrate the property's potential. Rare opportunity to own a private riverfront property with endless possibilities for fishing, boating, kayaking, and enjoying the natural beauty of North Florida.
Getting Around
Schools
Construction
Condition
- Year built: 1998
Materials
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Other
Features
- Flooring: Other
Interior Area
- Total structure area: 784
- Total interior livable area: 784 sqft
Property
Details
- Parcel number: 091S11151700R019
Lot
- Lot size: 1.27 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $955 | $11,460 |
| Home Insurance * | $211 | $2,532 |
| Property Taxes | $318 | $3,816 |
| Electricity | $197 | $2,366 |
| Total | $1,681 | $20,172 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-16 | Listed for sale | $189,000 |
