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110 E Franklin St, Jefferson City, MO, 65101

--beds
--baths
1,395sqft
$190,000
$136price/sqft
$1,381/moest. monthly cost
$55,240/yrincome needed

About This Home

This well-maintained duplex is move-in ready with major updates already completed, including a new HVAC, roof, and sewer main. Each unit offers its own laundry hookups and an abundance of basement storage. Conveniently located next to the hospital, it's an ideal rental option for medical professionals. Perfect for an investor looking to expand their portfolio or a first-time buyer wanting to start strong—live in one unit and rent out the other for additional income. A solid property in a prime location with great cash-flow potential!

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
South Elementary SchoolGrades K-50.3 mi
8/10
5/10
Capital City High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Features

  • Finished area below ground: 1,395
  • Finished area above ground: 1,395

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Window Unit(s),Central Air

Interior Area

  • Total structure area: 1,395
  • Total interior livable area: 1,395 sqft

Property

Details

  • Parcel number: 1104180002005002
  • Zoning: C-2

Lot

  • Lot size: 10,350 sqft
  • Lot size dimensions: 150 x 69

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$165$1,980
Property Taxes $115$1,380
Electricity $141$1,693
Total$1,381$16,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,348/yr
40% on housing$41,430/yr
45% on housing$36,826/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 65101$126
Cole County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 65101$127
Cole County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-24Price change$190,000
2026-01-06Price change$225,000
2025-09-26Listed for sale$240,000

For Sale by Agent

AgentNicole Patterson
BrokerageKeller Williams Realty

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