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538 NW Us Highway 221, Greenville, FL, 32331

5beds
3baths
3,399sqft
$299,900
$88price/sqft
$2,530/moest. monthly cost
$101,200/yrincome needed

About This Home

Spacious 5 Bedroom Pool Home with Sunroom, Multiple Living Areas & Covered Outdoor Spaces This beautifully designed 5 bedroom, 3 bathroom two-story home offering approximately 3,399 square feet provides exceptional space for both everyday living and entertaining. With multiple living areas, a private primary suite, guest accommodations on the main level, and a backyard inground swimming pool, this property offers the features many buyers search for when looking for a spacious family home. Inside, the home features both a formal living room and a large family room, providing flexible space for relaxing, entertaining, or hosting gatherings. A formal dining room offers the perfect setting for holiday meals and special occasions, while the inviting wood-burning fireplace adds warmth and character to the main living space. The kitchen is designed for both function and entertaining, featuring abundant cabinetry, generous counter space, a breakfast bar, and a bright breakfast area, creating a comfortable gathering space for family and guests. The private upstairs primary suite provides a quiet retreat away from the main living areas. For added convenience, the home also includes a guest bedroom and full bathroom on the main floor, making it ideal for visitors, extended family, or multi-generational living. One of the standout features of this home is its incredible outdoor living space. The property includes two covered porches, two covered patios, and a bright sunroom overlooking the inground pool and patio area, creating the perfect environment for outdoor entertaining, relaxing poolside, or enjoying the view of the backyard. Additional highlights include: • Inground swimming pool with patio • Covered front porch and covered rear porch • Two covered patios for outdoor entertaining • Carport for covered parking • Large laundry room with extensive storage • Spacious layout designed for entertaining • Multiple gathering spaces throughout the home With over 3,300 square feet of living space, five bedrooms, multiple living areas, and a private pool, this home offers the space, comfort, and flexibility today’s buyers are searching for.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

2/10
2/10
2/10
Madison County High SchoolGrades 9-1210.7 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Ice Maker,Refrigerator,Stove

Bedroom2

  • Dimensions: 1x1

Bedroom3

  • Dimensions: 1x1

Bedroom4

  • Dimensions: 1x1

Bedroom5

  • Dimensions: 1x1

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Dimensions: 1x1

Family Room

  • Dimensions: 1x1

Features

  • Entrance Foyer,Primary Downstairs,Sun Room,Upper Level Primary
  • Flooring: Carpet,Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: None,Wood
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,399
  • Total interior livable area: 3,399 sqft

Kitchen

  • Dimensions: 1x1

Living Room

  • Dimensions: 1x1

Master Bedroom

  • Dimensions: 1x1

Property

Details

  • Parcel number: 12079211N072488003000
  • Special condition: Standard

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Covered,Patio,Porch
  • Has view: Yes
  • View description: Park/Greenbelt

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Two Spaces
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Madison County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$336$4,032
Property Taxes $336$4,032
Electricity $342$4,104
Total$2,530$30,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,742/yr
40% on housing$75,900/yr
45% on housing$67,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 32331$228
Madison County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 32331
Madison County$65

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$299,900
2026-04-08Price change$304,900
2026-03-10Listed for sale$309,000
2007-05-14Sold$195,000

For Sale by Agent

AgentJessica H Groover
BrokerageSouthern Land & Homes

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