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761 Shady Cv, Lexington, KY, 40515

5beds
4baths
3,747sqft
$1,098,482
$293price/sqft
$7,089/moest. monthly cost
$283,560/yrincome needed

About This Home

Beautiful Lakefront Home! The Fairhaven is a stunning two-story design that blends traditional style with modern comfort, offering generous living spaces and breathtaking lake views. Step inside to an open-concept main level featuring a spacious family room with a cozy fireplace, an island kitchen perfect for gathering, and a large dining area ideal for entertaining. A central U-shaped staircase adds architectural elegance to the entryway, while a convenient mudroom with drop zone connects the garage directly to the kitchen. The two-car garage includes a dedicated tool area for extra storage, and a first-floor guest bedroom with full bath provides flexibility for visitors or multigenerational living. Upstairs, the luxurious primary suite is a true retreat with two walk-in closets and a spa-inspired bath featuring dual vanities, a freestanding tub framed by windows, and a fully tiled shower with dual shower heads. Three additional bedrooms, a centrally located loft, and a utility room with folding counter complete the second floor. With 10-foot ceilings on the first floor and 9-foot ceilings upstairs, this home feels bright, open, and welcoming throughout. Job #75PB

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Brenda Cowan ElementaryGrades PK-52.4 mi
7/10
Henry Clay High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2025

Materials

  • Foundation: Other
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Vinyl Siding

Other

  • Builder model: Fairhaven

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Double Oven,Dishwasher,Microwave,Refrigerator,Cooktop,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom4

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Other,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Window features: Insulated Windows,Screens
  • Flooring: Carpet,Other
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,747

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Electric,Zoned

Interior Area

  • Total structure area: 3,747
  • Total interior livable area: 3,747 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: First

Utility Room

  • Level: Second

Property

Details

  • Parcel number: NEW 0761

Features

  • Levels: Two
  • Has view: Yes
  • View description: Neighborhood,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterbody name: Other

Lot

  • Lot size: 9,343 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,554$66,648
Home Insurance *$472$5,664
Property Taxes $768$9,216
Electricity $295$3,550
Total$7,089$85,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$243,051/yr
40% on housing$212,670/yr
45% on housing$189,040/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 40515$207
Fayette County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 40515$179
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$1,098,482
2026-03-04Listing removed$1,095,852
2025-11-04Price change$1,095,852
2025-09-26Listed for sale$1,095,000

For Sale by Agent

AgentJennifer Sisson
BrokerageChristies International Real Estate Bluegrass

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