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4285 NW Us Highway 221, Greenville, FL, 32331

2beds
1baths
1,050sqft
$40,000
$38price/sqft
$514/moest. monthly cost
$20,560/yrincome needed

About This Home

One of those "glass half full" places! You will need your rose-colored glasses on for sure. Some people will want to tear it down and others will see potential. It is being lived in but the appliances belong to the tenant as well as the air conditioning units. This home will NOT be financeable, and it does NOT have casualty insurance coverage NOR could you obtain insurance on it in its present condition. There is a huge Magnolia tree growing into the front center edge of the roof line on the 8x16 front porch. Numerous areas of wood rot and foundation issues. Electrical and Plumbing issues. Well and Septic is very old. Some windows do not operate. Roof is not leaking but it is very old rusted metal. There is a storage building 20x12 that should be torn down. Buyer may negotiate for a 3 day inspections period with buyer agent required to be present for all inspections, however the seller will not fix, repair or replace anything. Being sold "AS IS". Seller is firm on the price. There shall be NO "sight unseen" contingencies. CASH ONLY with proof of funds required with contract. Seller does not have a survey. There is no sellers disclosure. Buyer to pay all closing costs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

2/10
2/10
2/10
Madison County High SchoolGrades 9-1211.1 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Crawlspace
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story,Traditional
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Dimensions: 9x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Dimensions: 8x6

Family Room

  • Dimensions: 14x12

Features

  • Flooring: Carpet,Hardwood,Vinyl

Heating & Cooling

  • Heating features: Electric,None
  • Cooling features: None,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Kitchen

  • Dimensions: 9x11

Living Room

  • Dimensions: 12x11

Master Bedroom

  • Dimensions: 12x13

Other

  • Dimensions: 7x10

Property

Details

  • Parcel number: 332N072735001000
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Covered,Deck,Porch
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 78 x 225 x 78 x 225

Parking

  • Total spaces: 1
  • Parking features: Carport,One Space
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Madison County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $202$2,424
Home Insurance *$44$528
Property Taxes $71$852
Electricity $197$2,366
Total$514$6,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,622/yr
40% on housing$15,420/yr
45% on housing$13,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 32331$239
Madison County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 32331
Madison County$65

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-28Listed for sale$40,000
2003-04-03Sold$16,000
1997-07-21Sold$16,600
1997-01-31Sold$500

For Sale by Agent

AgentLynette C Sirmon
BrokerageAll Realty Services

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