1324 Cottage Cir, Tavares, FL, 32778
About This Home
Welcome to this beautifully constructed, brand-new home nestled in a peaceful age restricted community! This charming 2-bedroom, 1-bathroom property offers a perfect blend of modern comfort and style, featuring an open-concept kitchen and living room designed for both functionality and relaxation. Step inside to discover sleek luxury vinyl plank flooring throughout, providing both durability and elegance. The spacious kitchen is ideal for cooking and entertaining, with plenty of storage and easy flow into the living area. Large windows bring in natural light, creating a warm and inviting atmosphere throughout. This home is part of an exclusive opportunity through Habitat for Humanity of Lake and Sumter Counties, and all interested buyers will need to meet the qualifications set forth by the organization. It's an ideal choice for first-time homebuyers or those looking for a fresh start in a wonderful community.For more information or to learn about the application process, please reach out to us today. Your dream home could be closer than you think
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: Inside
Bathroom1
- Level: First
- Area: 49
- Dimensions: 7x7
Bedroom1
- Features: Built-in Closet
- Level: First
- Area: 110
- Dimensions: 10x11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 890
- Total interior livable area: 705 sqft
Kitchen
- Level: First
- Area: 108
- Dimensions: 9x12
Living Room
- Level: First
- Area: 144
- Dimensions: 12x12
Primary Bedroom
- Features: Built-in Closet
- Level: First
- Area: 132
- Dimensions: 11x12
Property
Details
- Parcel number: 311926045000001200
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Sidewalk
Lot
- Lot size: 1,659 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hurricane
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $895 | $10,740 |
| Home Insurance * | $103 | $1,236 |
| Property Taxes | $283 | $3,396 |
| Electricity | $197 | $2,366 |
| Total | $1,478 | $17,736 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $177,000 |
View on Zillow