See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1360 COTTAGE CIRCLE, Tavares, FL, 32778

2beds
1baths
726sqft
$240,000
$331price/sqft
$1,936/moest. monthly cost
$77,440/yrincome needed

About This Home

Welcome to this beautifully designed 2024-built cottage in the desirable Tavares. This charming 2-bedroom, 1-bath home offers 726 square feet of thoughtfully designed living space, maximizing comfort and functionality with an open-concept layout and abundant natural light. The modern kitchen flows seamlessly into the living area, creating an inviting space for everyday living and entertaining. Both bedrooms provide comfortable accommodations, while the low-maintenance lot makes homeownership easy and enjoyable. Ideally located just minutes from downtown Tavares, America's Seaplane City, you'll enjoy convenient access to waterfront parks, restaurants, shopping, medical facilities, and major roadways. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this move-in-ready home offers the perfect combination of modern construction, efficiency, and convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Tavares Elementary SchoolGrades PK-51.8 mi
5/10
Tavares Middle SchoolGrades 6-81.5 mi
4/10
Tavares High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Primary Bedroom Main Floor
  • Flooring: Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 824
  • Total interior livable area: 726 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 311926045000001800
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting

Lot

  • Lot size: 2,600 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Hurricane

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$139$1,668
Property Taxes $387$4,644
Electricity $197$2,366
Total$1,936$23,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,377/yr
40% on housing$58,080/yr
45% on housing$51,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 32778$143
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 32778$194
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$240,000
2024-06-03Sold$171,122

For Sale by Agent

AgentPrescilla Vazquez Cosme
BrokerageCOMPASS FLORIDA LLC

Similar Homes