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1076 Bradford Ridge Dr, Leesburg, FL, 34748

3beds
2baths
1,978sqft
$369,500
$187price/sqft
$2,706/moest. monthly cost
$108,240/yrincome needed

About This Home

**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to 1076 Bradford Ridge Drive, a charming home located in the peaceful and growing community of Leesburg. This inviting residence offers a comfortable and functional layout designed for everyday living and easy entertaining. Step inside to find bright living spaces filled with natural light, creating a warm and welcoming atmosphere throughout the home. The main living and dining areas flow seamlessly together, providing an ideal setting for gatherings with family and friends. The kitchen features ample cabinetry and counter space, offering both convenience and practicality for daily cooking and meal preparation. The home is also equipped with gas appliances, including the stove and dryer, providing efficiency and reliable performance. Spacious bedrooms provide comfortable retreats, while the primary suite offers privacy and relaxation with its own en suite bath and generous closet space. Toward the back of the home, you will find a versatile office or playroom with a lovely view of the outdoor area, creating a perfect space for working from home, hobbies, or a children's retreat. The home also features an oversized laundry room that provides excellent storage and everyday convenience. This home has been immaculately maintained and is exceptionally clean, reflecting the pride of ownership throughout. Outside, enjoy a private backyard perfect for relaxing, outdoor dining, or weekend gatherings. Located in a quiet neighborhood yet close to shopping, dining, parks, and major roadways, this home offers both tranquility and accessibility. With easy access to nearby lakes, recreation, and the charm of historic downtown Leesburg, 1076 Bradford Ridge Drive presents a wonderful opportunity to enjoy comfortable Florida living in a welcoming community.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Oak Park Middle SchoolGrades 6-84.3 mi
2/10
Leesburg High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Crown Molding,Open Floorplan
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,562
  • Total interior livable area: 1,978 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island
  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Primary Bedroom

  • Features: En Suite Bathroom,Tub with Separate Shower Stall,Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 201925050000004200
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio,Screened
  • Exterior features: Sidewalk

Lot

  • Lot size: 6,490 sqft
  • Features: Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Tornado

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,868$22,416
Home Insurance *$217$2,604
Property Taxes $422$5,064
Electricity $199$2,388
Total$2,706$32,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,777/yr
40% on housing$81,180/yr
45% on housing$72,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 34748$115
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 34748$167
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$369,500
2026-03-10Listed for sale$374,500
2023-08-24Sold$388,645

For Sale by Agent

AgentThomas Nickley, Jr, KELLER WILLIAMS REALTY AT THE PARKS, Nicole Nickley, KELLER WILLIAMS REALTY AT THE PARKS
BrokerageKELLER WILLIAMS REALTY AT THE PARKS

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