8231 Sutherland Farm Rd, Prospect, KY, 40059
About This Home
Welcome to 8231 Sutherland Farm Road, a stunning new construction custom home in the highly sought-after gated community of The Breakers at Prospect. Estimated for completion in the summer of 2026, this residence combines timeless design with modern luxury and even offers a slight Ohio River view from the front of the home and a serene pond view from the back. Custom built and designed by Ralle Homes, the thoughtful floor plan is designed for both convenience and elegance, featuring the primary suite and a second bedroom on the first floor, two additional bedrooms upstairs, and a fifth bedroom in the beautifully finished lower level. The heart of the home will showcase Wolf and Sub-Zero appliances, quartz countertops, and custom cabinetry, creating a chef's kitchen ideal for both entertaining and everyday living. Hardwood floors flow throughout the main level, enhancing the open-concept design with warmth and sophistication. The outdoor living is equally impressive with a covered rear patio overlooking an ingroud saltwater heated pool, and the pond, perfect for quiet evenings or entertaining guests. The yard is both private and inviting, bordered by brick privacy walls on each side, giving a secluded retreat feel. The second level features 2 more ensuites. The finished lower level provides additional living space perfect for entertaining guests, exercising, and seclusion. Every detail of this home has been crafted with luxury in mind, from the curated finishes to the seamless indoor-outdoor flow. With its custom craftsmanship, elevated design, and prestigious location, this home is more than a residence it's a lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Cement Siding,Other,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Breakfast Room
- Level: First
Dining Room
- Level: First
Exercise Room
- Level: Basement
Family Room
- Level: Basement
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,478
- Finished area above ground: 3,746
Full Bathroom
- Level: First
Full Bathroom
- Level: Second
Full Bathroom
- Level: Second
Full Bathroom
- Level: Basement
Great Room
- Level: First
Half Bathroom
- Level: First
Half Bathroom
- Level: Basement
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 3,746
- Total interior livable area: 5,224 sqft
Kitchen
- Level: First
Laundry
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Study
- Level: First
Property
Details
- Parcel number: 21408300530000
Features
- Stories: 2
- Patio & porch: Patio,Porch
Lot
- Lot size: 0.30 Acres
- Features: Cul-De-Sac,Sidewalk,Level
Parking
- Total spaces: 3
- Parking features: Attached,Entry Side
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,641 | $151,692 |
| Home Insurance * | $986 | $11,832 |
| Property Taxes | $2,289 | $27,468 |
| Electricity | $412 | $4,950 |
| Total | $16,328 | $195,936 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $2,500,000 |
| 2025-09-26 | Listed for sale | $2,300,000 |
View on Zillow