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3100 Old Church Rd, Mechanicsville, VA, 23111

4beds
4baths
4,067sqft
$1,299,900
$320price/sqft
$8,258/moest. monthly cost
$330,320/yrincome needed

About This Home

Welcome to the Madison in RCI Builder's newest community, Santee Farm! You'll fall in love with the wrap around front porch and triple double doors to greet you. Through the front door you'll find an Office with custom cabinetry and floating shelves. Across the foyer is a stunning Dining Room with design wall leading into the Taproom - perfect for all of your entertaining needs. The open Kitchen boasts quartz countertops, gas cooking, a wall oven, and beautiful wood hood. Breakfast area is just off of the Kitchen and spacious Family Room with large 16' sliding door leading onto your oversized rear covered porch overlooking the stamped patio & large 2+ acre lot. The Owner's Suite is also on the first floor with accent wall and en suite bath boasting a Wet Room with zero entry ceramic tile shower with freestanding tub! Don't miss the custom cabinetry in the Owner's closet. Upstairs you'll see three additional great sized bedrooms, all with their own walk-in closet, accompanied by two full baths. The Loft with vaulted ceiling is the perfect area to unwind at the end of the day or a second home office. Additional upgrades include 10+ ceilings on the first floor, Hardie siding, sod, and a gas fireplace. There are 16 one-acre lots in this new community surrounded by a large preservation lot - don't miss the chance to build your dream home. We're just minutes from shopping, restaurants, community centers, and interstates. We have multiple floor plans to choose from & don't forget to ask about our monthly builder incentives!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Bell Creek MiddleGrades 6-87.7 mi
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Metal
  • Construction materials: Brick,Drywall,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Gas Cooking,Disposal,Microwave,Propane Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Butler's Pantry,Breakfast Area,Tray Ceiling(s),Separate/Formal Dining Room,Fireplace,High Ceilings,Recessed Lighting,Solid Surface Counters,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Vented
  • Fireplace: Yes
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 4,067

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Zoned
  • Cooling features: Zoned

Interior Area

  • Total interior livable area: 4,067 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 8756802705
  • Special condition: Corporate Listing

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Wrap Around
  • Exterior features: Lighting,Paved Driveway
  • Fencing: None

Lot

  • Lot size: 2.25 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage,Off Street,Oversized,Paved,Garage Faces Rear,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Lightning

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$417$5,004
Property Taxes $877$10,524
Electricity $391$4,700
Total$8,258$99,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$283,131/yr
40% on housing$247,740/yr
45% on housing$220,213/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 23111$209
Hanover County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 23111$229
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-07Price change$1,299,900
2025-09-26Listed for sale$1,301,454
2024-10-16Sold$250,000
2019-06-27Sold$72,500

New Construction

AgentKaitlyn Gwaltney
BrokerageHometown Realty

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