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92 Clara Ln, Benton, KY, 42025

1beds
1baths
432sqft
$129,900
$301price/sqft
$1,018/moest. monthly cost
$40,720/yrincome needed

About This Home

Why Spend Your Weekends Maintaining A Massive House When You Could Be Living Your Best Life On The Water? Built In 2020, This Isn't Just A "tiny Home"—it’s A Modern, Masterfully Efficient Cabin That Proves Big Things Really Do Come In Small Packages. Whether You’re Looking For A Turnkey Short-term Rental Investment, A Personal Fishing Retreat, Or A Minimalist Full-time Residence, This Spot In High Ridge Resort Is Ready For You To Just Turn The Key And Relax. Move-in Ready: We’re Talking Fully Furnished. From The Decor Down To The Appliances (washer, Dryer, Refrigerator, And Stove)—everything Stays. It’s A 1-bedroom Setup, But The Living Room Sofas Easily Convert Into Twin Beds, Making It The Perfect "base Camp" For Weekend Guests Or Fishing Buddies .features A 1-car Attached Garage, Perfect For Securing Your Boat Or Lake Toys. Water Access: Minutes From Kenlake Marina, Jonathan Creek, And Fenton Public Access. Right Down The Road From The Famous Belew's Dairy Bar.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
--
Purchase Youth VillageGrades 1-1211.1 mi
7/10
Marshall County High SchoolGrades 9-1211.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Frame,Metal Siding,Dry Wall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Stove,Washer,Electric Water Heater

Bathroom

  • Features: Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Tilt Windows
  • Flooring: Vinyl/Linoleum
  • Finished area below ground: 0

Heating

  • Heating features: Multiple Units

Interior Area

  • Total structure area: 432
  • Total interior livable area: 432 sqft

Kitchen

  • Features: Kitchen/Family

Property

Details

  • Parcel number: 780E03001

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: Lake Area,Kentucky Lake,Barkley Lake
  • Waterbody name: Kentucky Lake,Barkley Lake

Lot

  • Lot size: 0.50 Acres
  • Features: County,Dead End Street

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Earthquake
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$156$1,872
Property Taxes $52$624
Electricity $154$1,850
Total$1,018$12,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,902/yr
40% on housing$30,540/yr
45% on housing$27,146/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 42025$191
Marshall County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 42025
Marshall County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$129,900
2019-09-04Sold$10,900

For Sale by Agent

AgentAngie Cornish
BrokerageKeller Williams Experience Realty Eddyville Branch

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