See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

180 Pine Trl, Leitchfield, KY, 42754

4beds
3baths
1,805sqft
$499,000
$276price/sqft
$3,404/moest. monthly cost
$136,160/yrincome needed

About This Home

Custom-built home in The Pines at Moutardier! Whether you're looking for a short-term rental investment, a weekend lake getaway, or a permanent residence, this beautiful lake home truly offers it all. Located in Nolin Lake's first vacation rental community, it combines luxury finishes with a functional design and is currently operating as an active rental. Being sold turnkey, this home comes fully furnished, making it completely move-in or rental ready. The open-concept kitchen, living, and dining area create an inviting space for gathering and entertaining. The kitchen features white cabinetry paired with black granite countertops. The main level also includes a spacious primary suite with a custom tile shower and tile flooring, along with a convenient half bath and laundry area. Upstairs, you'll find three additional bedrooms and a full bath, providing plenty of space for family and guests. Outdoor living is just as appealing with a welcoming front porch and a screened-in back porch featuring a wood-burning fireplace, perfect for relaxing after a day at the lake. The backyard also offers a great fire pit area, ideal for entertaining family and friends. Conveniently located near the Dollar Store and Moutardier Marina, you'll have quick access to lake essentials and boat access. Seasonal dock rental may be available at Moutardier Marina. Don't let this opportunity slip through your finger, give the listing agents a call today to schedule your private showing. We KNOW Nolin!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Kyrock Elementary SchoolGrades PK-45.4 mi
7/10
4/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Crawl Space,Concrete Blk
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,805

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,805
  • Total interior livable area: 1,805 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 0446500009.00

Features

  • Stories: 2
  • Patio & porch: Screened Porch,Porch
  • Fencing: None

Lot

  • Lot size: 0.76 Acres
  • Features: Covt/Restr,Cleared,Level,Wooded

Parking

  • Parking features: Entry Front,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$368$4,416
Property Taxes $359$4,308
Electricity $154$1,850
Total$3,404$40,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,708/yr
40% on housing$102,120/yr
45% on housing$90,773/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 42754$122
Edmonson County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 42754
Edmonson County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-14Listed for sale$549,000

For Sale by Agent

AgentCarol S Humphrey
BrokerageGreater Nolin Lake Realty Group

Similar Homes