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220 Desert Holly Dr, Temple, TX, 76502

4beds
2baths
1,931sqft
$389,000
$201price/sqft
$3,244/moest. monthly cost
$129,760/yrincome needed

About This Home

Prepare to leave a lasting impression on your guests from the moment they step into your exquisite home! The Tyler plan is a testament to elegance, boasting a stunning front dining room flooded with natural light and an art niche in the entryway, the perfect canvas to showcase your home decor. Enjoy the benefits of the neighborhood amenities in Blackland Ranch, including a playground and dog park, close proximity to Baylor S&W Hospital, schools, shopping, restaurants, and easy access to I-35. This 4-bedroom, 2-bathroom, 2-car garage home spans 1,931 square feet of well-designed living space. But that's just the beginning! The Tyler plan includes a host of remarkable features that make it stand out: Spray Foam Insulation, Wood-Look Ceramic Tile Flooring, Ceiling Fans, Granite Countertops, Custom Soft-Close Cabinets and Drawers, Modern GE Profile Appliances, Automatic Sprinkler System, and a Fully Sodded Yard with Landscaping.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
5/10
Travis Science AcademyGrades 6-82.1 mi
3/10
Temple High SchoolGrades 8-123.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Masonry,Spray Foam Insulation

Other

  • Builder name: Carothers Exec Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Plumbed For Ice Maker,Vented Exhaust Fan,Some Electric Appliances,Microwave,Range
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Double Vanity,Entrance Foyer,Open Floorplan,Pull Down Attic Stairs,Recessed Lighting,Split Bedrooms,Shower Only,Separate Shower,Tub Shower,Walk-In Closet(s),Custom Cabinets,Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: None
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,931 sqft

Property

Details

  • Parcel number: 524114
  • Special condition: Builder Owned

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Covered Patio
  • Fencing: Back Yard,Privacy
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 8,398 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$250$3,000
Property Taxes $790$9,480
Electricity $238$2,859
Total$3,244$38,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,222/yr
40% on housing$97,320/yr
45% on housing$86,506/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 76502$142
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76502$159
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$369,000
2026-02-12Price change$389,000
2025-12-09Listed for sale$405,000

New Construction Spec

AgentWendy Nichols
BrokerageCarothers Executive Homes

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